Legal Guidance and Research / Experts / Gabriella Zaidan
Gabriella Zaidan#13213

Gabriella Zaidan

Beale & Co
Gabriella is a trainee solicitor with experience advising professional clients and their insurers on the commercial resolution of disputes in the UK. She works closely with financial risk professionals and construction professionals such as solicitors, engineers, architects and contractors, as well as their professional indemnity insurers, representing them in pre-action matters, all stages of litigation and adjudication processes. Gabriella also regularly provides advice to insured clients on contractual documents related to construction projects, including the review of appointments and collateral warranties.

Practice Area

Panel

  • Contributing Author

Experience

  • Badri & Salim Meouchi Law firm (2022 - 2022)
  • Cabinet Bouchara & Avocats (2019 - 2020)

Qualifications

  • LPC (2023)
  • PGDL (2022)
  • LLB (French law) (2021)

Education

  • BPP Law School (2023)
  • Universite Paris II Pantheon Assas (2021)

1 Contributions by Gabriella Zaidan

Silent cyber in UK professional indemnity insurance: PRA/Lloyd’s oversight, IUA and LMA clause approaches, and implications for regulated professions
PRACTICE NOTES
Silent cyber in UK professional indemnity insurance: PRA/Lloyd’s oversight, IUA and LMA clause approaches, and implications for regulated professions
Silent (or non-affirmative) cyber coverage, and the systemic risk it presents to the insurance market, have been of significant regulatory concern in recent years. This Practice Note explores silent cyber within professional indemnity insurance (PII), the regulatory concerns it has prompted, and how the market has responded so far. It also reviews the contrasting approaches taken by the International Underwriting Association (IUA) and the London Market Association (LMA), and what those positions mean for underwriting practice and minimum terms for regulated professions. Cyber risks cover any exposure to financial loss, operational disruption or reputational harm suffered by an organisation resulting from the failure, unauthorised use or mistaken operation of its IT systems. Such exposures may arise from malicious conduct (including cyberattacks) and from non-malicious events (for example, system outages or accidental data loss). The frequency and visibility of cyber incidents have risen markedly. Organisations across professional services, defence, education, healthcare and charities have faced cyber events of increasing sophistication and impact. Regulatory frameworks such as the GDPR have heightened financial exposure linked to data breaches through stricter reporting obligations, expanded liability and potentially substantial penalties. The resulting losses can be severe and wide-ranging...
Insurance & Reinsurance
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