Alberto Mata Rodríguez
Alberto Mata Rodríguez is a Partner of CMS Spain and Head of its Banking and Finance Department – where he advises investors and sponsors as well as corporations and financial entities, both domestic and cross-borders, in all kinds of financing transactions (bilateral and syndicated). Among others, his experience has been focused on corporate, acquisition and leverage finance transactions; project finance (energy and infrastructure); and real estate finance.
Before joining CMS, Alberto was the Head of Legal Department in Spain and Portugal of Deutsche Pfandbriefbank AG, specialist bank for real estate financing and public investment finance. He previously worked as a senior associate of the Banking and Finance Department of Gómez-Acebo & Pombo Abogados.
He has also worked in Washington DC as an extern of the Financial and Fiscal Law Unit of the International Monetary Fund (IMF); collaborated continuously from 2014 to 2020 with the World Bank as a contributor of the Doing Business Report; and he currently acts as member of the Advisory Board of the SPPI Council the International Bar Association.
Alberto has a Bachelor degree in Law and Business Administration from Universidad Carlos III de Madrid and a LL.M. in Securities & Financial Regulation from Georgetown University Law Center.
Mr. Mata Rodríguez has received different awards, such as the IBA Outstanding Young Lawyer of the Year in Recognition of William Reece Jr. Award (2013) and Universidad Carlos III Excellence Award for Alumni (2014). Also, he has been included by Legal 500 in the GC Power List Spain (2018), – which highlights the most influential senior in-house counsels in the Spanish legal market – and was selected by Choiseul Institute as one of the top fifty Economic Leaders for Tomorrow in Spain for years 2018 and 2019.
In addition, Alberto serves as Secretary of the Board of Trustees of UNICEF Madrid Committee (Junta Directiva de Madrid); Vice-President of the Board of Trustees (Patronato) of Fundación HogarSí; member of the Board of Directors of PRIMERO H SOCIAL REIT; member of the Board of Trustees of the International Institute and member of the European Law Alumni Advisory Board of Georgetown Law. He also teaches at IE Law School and Universidad Carlos III de Madrid.
Practice Area
Panel
- Contributing Author
Qualified Year
- 2007
Experience
- CMS Spain (2023 - 2025)
- Deutsche Pfandbriefbank AG (2015 - 2023)
- Gómez-Acebo & Pombo (2007 - 2015)
Membership
- New York State Bar Association
- International Bar Association
- Madrid Bar Association
Qualifications
- LLM (2013)
- JD (2007)
- B.B.A. (2007)
Education
- Georgetown University Law Center (2013)
- Universidad Carlos III de Madrid (Spain) (2007)
1 Contributions by Alberto Mata Rodríguez
PRACTICE NOTES
Spain: Cross-border Lending, Security, Guarantees and Enforcement Guide for UK Lawyers: Licensing, Tax, Perfection, Intercreditor and Insolvency (2025)
Loan market and developments
Consumer lending to Spain’s private sector has remained on a steady course overall, reaching €181.46bn in December 2024. This sits close to the long-term average of €187.53bn recorded from March 2007 to December 2024, pointing to a stable yet lively lending environment. This trend reflects a market that remains resilient and active. Strong growth is anticipated in 2025 and 2026, supported by Spain’s broader economic upswing. GDP expanded by 3.2%, helped by a services‑led economy, limited dependence on energy‑intensive activities, and a reviving tourism industry. Credit financial institutions continue to gain ground, especially within Buy Now Pay Later (BNPL) offerings. Spain’s BNPL segment, having grown robustly between 2021 and 2024, is forecast to rise by 11.6% in 2025, reaching US$8.91bn. From January to March 2025, credit extended by financial institutions has been broadly unchanged, while fixed interest rates have edged higher in line with shifting monetary conditions...
Banking & Finance
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