Sam Millar
Sam Millar is a partner in the Firm with a focus on regulatory work (both advisory and contentious) for financial institutions and global investigations. Sam advises leading banks, funds, brokers, trading firms and other corporates on a range of advisory and contentious issues.
Sam has deep experience in the areas of cross border regulatory and exchange investigations and internal corporate investigations involving allegations of irregularities, bribery, corruption and other ethical issues.
Prior to joining DLA Piper in 2014, Sam was partner at Orrick, Herrington and Sutcliffe and Group Head of Legal at Liquid Capital Group (LCG), a global options market making firm with trading teams in London, Chicago, Hong Kong and Sydney. Prior to that, he was in private practice at Jones Day and at Ashurst in their commercial dispute resolution teams. In the course of his private practice at Jones Day, he was seconded to IBM UK Limited and to Goldman Sachs International to assist in relation to litigation and regulatory issues.
Practice Area
Panel
- Contributing Author
Education
- LL.M., University of Illinois at Urbana-Champaign, 1996, Bar Exam, Inns of Court School of Law, 1995
1 Contributions by Sam Millar
PRACTICE NOTES
United Kingdom implementation of the EU Consumer Credit Directive: CCA 1974 amendments, key obligations and rights, implementing regulations, transition to FCA CONC, and post-Brexit position
Introduction
Directive 2008/48/EC concerning credit agreements for consumers (the Consumer Credit Directive) was adopted by the European Parliament on 23 April 2008, with EU Member States obliged to implement it in domestic legislation by 12 June 2010. Its central aim was to secure a high standard of consumer protection to strengthen consumer confidence, facilitate the cross-border provision of credit and correct competitive imbalances stemming from divergent national consumer credit laws. On 15 November 2011, Directive 2011/90/EU, which amends Part II of Annex I to the Consumer Credit Directive, appeared in the Official Journal of the European Union (OJ). This measure introduces further assumptions for calculating the annual percentage rate of charge (APR). Member States were required to apply the rules in Directive 2011/90/EU by 31 December 2012. In the UK, the Consumer Credit Directive was given effect through several statutory instruments amending the Consumer Credit Act 1974 (CCA 74), with most provisions becoming compulsory from 1 February 2011. Directive 2011/90/EU was implemented in the UK by revising one of those instruments...
Financial Services
If you expected to see yourself on this page, click here.
