Legal Guidance and Research / Experts / Charley Turton
Charley Turton#8092
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Charley Turton

12 King's Bench Walk
·       Charley joined 12KBW as a tenant in 2018 following successful completion of her pupillage.
·       She practises in personal injury law and specialises in clinical negligence, abuse, insurance and international work.
·       Charley is regularly instructed in trials, PTRs, CCMCs, interim applications and approval hearings. Charley’s paperwork practice includes drafting statements of case and advising on both liability and quantum.
·       Charley has a particular interest in motor insurance. She advises both claimants and insurer clients on policy and coverage disputes. Recently Charley:
  • was instructed in a dispute involving an infant claimant’s entitlement to recover damages from an insurer based on novel interpretations of both ‘public place’ and ‘use’ within the meaning of the Road Traffic Act 1988 and the 2002 Regulations. The matter settled on the morning of trial for a multimillion-pound sum.
  • has advised on issues including whether an insured’s failure to disclose a part-time occupation can be considered a qualifying misrepresentation under the Consumer Insurance (Disclosure and Representations) Act 2012 and, if so, its effect on the policy of insurance.
·       Charley is a member Advocate (formerly the Bar Pro Bono Unit) and is willing to act in a pro-bono capacity, where appropriate.
·       Away from chambers Charley plays football for Camden Town FC and enjoys hiking in locations ranging from the Lake District to the Atlas Mountains. Pre-COVID, she summited Kilimanjaro.

Practice Area

Panel

  • Contributing Author

Qualified Year

  • 2018

Experience

  • 12 King’s Bench Walk (2017 - 2021)

Membership

  • Personal Injury Bar Association
  • Advocate (formerly the Bar Pro Bono Unit)

Qualifications

  • BA English Language and Literature (2015)
  • Graduate Diploma in Law (2016)
  • Bar Professional Training Course (2017)

Education

  • University of Oxford (2012 - 2015)
  • BPP University (2015 - 2017)

1 Contributions by Charley Turton

Practitioner guide to Part VI RTA 1988 and MIB: liability hierarchy, sections 148 and 151, Article 75, uninsured/untraced claims, exclusions, conditions precedent, Brexit changes and automated vehicles
PRACTICE NOTES
Practitioner guide to Part VI RTA 1988 and MIB: liability hierarchy, sections 148 and 151, Article 75, uninsured/untraced claims, exclusions, conditions precedent, Brexit changes and automated vehicles
Introduction to Road Traffic Act 1988 and Motor Insurers Bureau This Practice Note offers a concise overview of motor insurance, uninsured motorists and untraced drivers, clarifying Part VI of the Road Traffic Act 1988 (RTA 1988) and the Motor Insurers' Bureau (MIB) Uninsured and Untraced Drivers Agreements. Motor insurance in the UK is notably complex. Across much of mainland Europe, the owner insures the vehicle and the policy extends to any driver who has the owner’s permission. By contrast, UK cover is generally written for specified drivers, and frequently only for stated uses. Part VI of the RTA 1988 requires compulsory third-party motor insurance and sets out a statutory scheme describing when an insurer must pay damages to an injured person. It gives effect to what is now Directive 2009/103/EC, the Sixth Motor Insurance Directive. The MIB is a private organisation comprising all of the UK’s motor insurers. Operating as an insurer of last resort, it can be required to satisfy a judgment against a motorist who lacks insurance, or who cannot be traced...
Insurance & Reinsurance
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