Joe Bryant
Joe specialises in defending lawyers and insurance brokers (and their London market insurers) against claims for professional negligence, and has an established client base including some of the largest legal and insurance firms both in the UK and internationally.
He advises on the full spectrum of issues facing the legal and broking professions, from M&A lawyers facing complex corporate and tax litigation on the one hand, through to Lloyds brokers having to deal with disputed declinatures and Insurance Act interpretation on the other. He is routinely instructed by the insurance market to act for its policyholders in resolving their disputes, as well as providing coverage advice on policy interpretation.
Away from brokers and lawyers, Joe also acts (again predominantly through the UK insurance market) for construction professionals, having been involved in a wide range of claims both nationally and internationally over his 20-year career to date.
Practice Area
Panel
- Contributing Author
Qualified Year
- 1998
Experience
- RPC (Dec 2011 - Jan 2020)
- CMS Cameron McKenna (Sep 1998 - Dec 2011)
Qualification
- Joe Bryant (1998)
Education
- College of Law (Guildford) (1995-1996)
- Durham University (University College) (1992-1995)
- Queen Elizabeth’s Hospital, Bristol (1986-1992)
1 Contributions by Joe Bryant
PRACTICE NOTES
Silent cyber in UK professional indemnity insurance: PRA/Lloyd’s oversight, IUA and LMA clause approaches, and implications for regulated professions
Silent (or non-affirmative) cyber coverage, and the systemic risk it presents to the insurance market, have been of significant regulatory concern in recent years.
This Practice Note explores silent cyber within professional indemnity insurance (PII), the regulatory concerns it has prompted, and how the market has responded so far. It also reviews the contrasting approaches taken by the International Underwriting Association (IUA) and the London Market Association (LMA), and what those positions mean for underwriting practice and minimum terms for regulated professions. Cyber risks cover any exposure to financial loss, operational disruption or reputational harm suffered by an organisation resulting from the failure, unauthorised use or mistaken operation of its IT systems. Such exposures may arise from malicious conduct (including cyberattacks) and from non-malicious events (for example, system outages or accidental data loss). The frequency and visibility of cyber incidents have risen markedly. Organisations across professional services, defence, education, healthcare and charities have faced cyber events of increasing sophistication and impact. Regulatory frameworks such as the GDPR have heightened financial exposure linked to data breaches through stricter reporting obligations, expanded liability and potentially substantial penalties. The resulting losses can be severe and wide-ranging...
Insurance & Reinsurance
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