CHECKLISTS
Considerations for trustees and managers
Confirm the scheme is updated to meet the statutory ban on age discrimination, considering carve‑outs in the Age Exceptions Order, SI 2010/2133.
If not already updated, assess whether changes are needed, again having regard to those exceptions.
Where a length‑of‑service test disadvantages members with over 5 years’ service, set procedures to obtain the employer’s confirmation that it reasonably appears to serve a business need.
Note some exceptions require a rule, practice, action or decision to pursue a specified aim, or allow it only to a defined extent; keep material showing it targets that aim or is limited accordingly.
Carefully consider whether proposed alterations to governing or operating rules, practices, actions or decisions would amount to age discrimination.
Considerations for employers
For occupational and personal schemes, factor in age discrimination and the scope of exceptions when seeking any changes to rules, practices, actions or
Pensions