Jurisdiction(s):
United Kingdom

Key definition

3G definition

What does 3G mean? In legal practice, 3G refers to third-generation mobile telecommunications networks and services, used in telecoms contracts, spectrum licences and regulatory documents to describe service capability, coverage and device compatibility. It is not a defined statutory term in the UK or Ireland; it is a descriptive industry expression aligned with the ITU’s IMT‑2000 family (including UMTS/HSPA). Typical uses include: specifying minimum service levels and coverage, defining permitted technologies in site and planning agreements, and setting roaming, interconnection and consumer service terms. Practical significance: 3G is now a legacy technology. Mobile operators in the UK and Ireland are progressively switching off 3G and...

Checklist: CDD/KYC reliance on third parties by UK financial services firms—MLRs 2017 Reg 39 duties, FCA/JMLSG guidance, outsourcing distinctions and enforcement

Published by a LexisNexis Financial Services expert

Practice notes

This Checklist

Created for those advising financial services firms within scope of the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017, SI 2017/692 (MLRs), this Checklist covers the following types of firm:

credit and financial institutions
cryptoasset exchanges
custodian wallet providers

It explains the legal duties on financial services firms that rely on third parties to undertake customer due diligence (CDD)—also known as know your customer (KYC)—under Regulation 39 of the MLRs, together with the associated regulatory requirements and guidance issued by the Financial Conduct Authority (FCA). It also signposts industry guidance published by the Joint Money Laundering Steering Group (JMLSG), and incorporates relevant guidance for the insurance and banking sectors from the International Association of Insurance Supervisors (IAIS) and the Basel Committee on Banking Supervision (BCBS). References to regulations in this Practice Note are to the MLRs. This Checklist forms part of a series addressing AML/CTF legal and regulatory requirements for financial services firms, see: Anti-money laundering and counter-terrorist financing (AML/CTF)—overview...

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Web page updated on 21/05/2026

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