Jurisdiction(s):
United Kingdom

Related legal acts

Key definition

Automatic enrolment definition

What does Automatic enrolment mean? Automatic enrolment describes the employer duty to place eligible workers into a workplace pension without requiring an application, fund statutory minimum contributions, provide prescribed information and operate opt-out and periodic re-enrolment. In England & Wales and Scotland, it is a statutory regime under the Pensions Act 2008 and regulations (mirrored in Northern Ireland by the Pensions (No. 2) Act (Northern Ireland) 2008). Employers must enrol “eligible jobholders” (generally aged 22 to State Pension age, earning at least the annual earnings trigger) into a qualifying scheme that meets quality standards, pay at least the minimum employer contribution (currently 3% of qualifying...

Small DC pension pots: the failed 2015 ‘pot follows member’ automatic transfer regime under the Pensions Act 2014—framework and abandonment for multiple default consolidators; archived background

Published by a LexisNexis Pensions expert

Practice notes

$imgtext$

ARCHIVED :

This archived Practice Note examines the government’s unsuccessful 2015 effort to introduce automatic transfers of small pension pots (commonly termed ‘pot follows member’) via the Pension Act 2014. Work was paused in October 2015 and stayed on hold until July 2023, when the government formally chose to abandon ‘pot follows member’ in favour of a multiple default consolidator model to address the issue of deferred small pension pots. This Practice Note is not maintained and is provided for background information only.

FORTHCOMING DEVELOPMENT :

On 22 November 2023, the DWP released its response to the consultation on ending the proliferation of deferred small pension pots. The consultation aimed to gather views on an automated consolidation solution to tackle the increase in deferred small pots. The government concluded that the multiple default consolidator model is the most suitable approach to the deferred small pots challenge and has the potential to deliver greater net benefits to members by ensuring eligible deferred pots are combined within one scheme...

To view the latest version of this document and thousands of others like it, sign-in with LexisNexis or register for a free trial.

Web page updated on 21/05/2026

Popular documents

Using the Judicial College Guidelines to assess general damages in personal injury claims

When evaluating a general damages claim, the practitioner ought initially to refer to the Judicial College Guidelines (JCG)...

Tomlin orders in England and Wales: CPR guidance on drafting, confidentiality, approval, variation, enforcement, limitation, CCA issues, court-specific requirements, sample wording and precedents

This Practice Note This Practice Note reviews mechanisms used in settling litigation. A Tomlin order consists of a consent order paired with a schedule. It operates to stay proceedings on terms that have been agreed. The provisions contained in the schedule may remain confidential. This Practice Note describes the scope of confidentiality attaching to the schedule and sets out how it differs from a standard consent order. Sample wording for a Tomlin order is included, alongside links to precedents, as well as guidance on court approval. It also addresses varying, setting aside and enforcing a Tomlin order, including the considerations the court will take into account when handling applications for each. Further guidance is provided on interpreting and applying the relevant provisions of the CPR; however, some courts and divisions impose very specific requirements for both drafting and approval, and for approaching the schedule and confidentiality issues. Accordingly, you must consider the particular rules and court guide provisions in the forum where your claim is proceeding when drawing up the Tomlin order...

Precedent: Deed of Surrender of Lease with Optional Premium, Settlement and Release, Landlord, Mortgagee and Guarantor Consents, Reimbursement and HM Land Registry Provisions (England and Wales)

Date [ date ] Parties [ name of Landlord ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Landlord) [ name of Tenant ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Tenant) [ [ name of Guarantor ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Guarantor) ] [ [ name of Mortgagee ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Mortgagee) ] Definitions Within this Deed, the terms below shall be interpreted as follows: [ Annual Rent • the annual sum reserved under the Lease; ] [ Insurance Rent • the Tenant’s share of the Landlord’s costs of insuring the Property (as set out in the Lease); ] Lease • the lease of the Property dated [ date ], entered into between (1) [ the Landlord OR [ name ...

Precedent Statutory Declaration: Standard Wording under the Statutory Declarations Act 1835

I, [ name ], of [ address ], solemnly and sincerely state that: [ Matters to be verified, set out in numbered paragraphs ] I make this solemn statement in good conscience, believing it to be true, and pursuant to the provisions of the Statutory Declarations Act 1835. DECLARED at [ details ] this [ day ] day of [ month and year ] Before me ................................................................................ [ signature of the person before whom the declaration is made ] A [ commissioner for oaths OR [ solicitor OR [ insert other qualification ] ] authorised to administer oaths ]...