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Key definition
Brexit definition

What does Brexit mean? Brexit is the practical shorthand in legal drafting and advice for the United Kingdom’s withdrawal from the European Union and the legal, regulatory and trading changes flowing from it. It covers the UK’s cessation of EU membership on exit day (31 January 2020) and the cessation of the EEA Agreement’s application, the end of the implementation/transition period on IP completion day (31 December 2020), and the commencement, expiry or variation of post‑withdrawal trading and regulatory arrangements, including the UK‑EU Trade and Cooperation Agreement, the Windsor Framework (amending the Northern Ireland Protocol), and UK agreements with third countries...

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UK pensions after IP completion day: legal, financial and administrative impacts; retained EU law; TCA/Withdrawal Agreement; cross-border schemes; data protection; state pensions [Archived]

Practice notes
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ARCHIVED: This archived Practice Note summarises the principal, general effects for pensions resulting from the UK’s departure from the European Union (EU) and the close of the implementation period (also called the transition period) on ip completion day (11 pm on 31 December 2020). The Practice Note also explores potential changes to pensions law after IP completion day. It is not being updated and is provided for background only. For details on the pensions impact of the Retained EU Law (Revocation and Reform) Act 2023, see Practice Note: Retained EU law (Revocation and Reform) Act 2023—impact on pensions law.

What happened on IP completion day?

On 31 January 2020 (exit day), the UK left EU membership and no longer had the right to engage in the EU’s political bodies and governance framework. Under the transitional provisions in Part 4 of the Withdrawal Agreement, exit day triggered an 11‑month implementation period during which, for many purposes, the EU continued to treat the UK as if it were a Member State. The implementation period ended at 11 pm on 31 December 2020, a point known as IP completion day...

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Catherine Salafia
Catherine Salafia

Catherine is a Principal Associate in the London pensions team of Eversheds Sutherland. She carries out a combination of client and professional support work. In her capacity as a professional support lawyer, Catherine supports the pensions team by providing training, co-ordinating know-how and working to enhance the team's external profile. Catherine also advises companies and trustees on a range of issues including updating scheme documentation, negotiation and drafting of pensions agreements and risk management exercises. Catherine sits on the Association of Pension Lawyers' Education and Seminars Committee and is also a Pensions Management Institute qualification holder and sub-committee member. She regularly writes articles and provides training, both internally and to clients....

Francois Barker
Francois Barker

Francois is a partner and head of the Pensions group at Eversheds-Sutherland.He has 20 years' experience of advising corporate sponsors and pension funds on a varied range of UK and international pensions and benefits issues in relation to both defined benefit and defined contribution arrangements. He is praised by the legal directories for “having an incredible fountain of knowledge in terms of pensions issues and approaching things in a can-do and imaginative way”, for “expressing complex issues in an easy to understand way and getting his arguments across in a compelling manner", and for his “detailed knowledge of the entire regulatory landscape".Francois is actively involved in the development of pensions law and policy in the UK and Europe, and has helped to shape aspects of both UK and EU pensions legislation. He has advised the CBI's Pensions Panel since 2000, and is an...

Web page updated on 22/05/2026

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