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Jurisdiction(s):
European Union

Jurisdiction for EU insurance disputes under Brussels I (recast): suing insurers, direct actions, joinder, large risks, assignees, third‑state defendants, jurisdiction agreements, lis pendens, prorogation and weaker‑party protection

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Practice notes
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This Practice Note assists with identifying which EU Member State’s courts have jurisdiction to hear an insurance dispute. It focuses on the changes introduced by Regulation (EU) 1215/2012, Brussels I (recast), as they apply to insurance, contained in Chapter II, Section 3, Articles 10–15. It reviews the default principle that proceedings should be brought in the defendant’s place of domicile, and the departures from that approach where the policyholder, treated as the weaker party, is involved. It also analyses the position where the parties contract on an equal footing. The Note further considers safeguards against unintended, tacit prorogation of jurisdiction, and evaluates how an agreed jurisdiction clause operates in the insurance context.

Special regime for insurance matters

The dedicated insurance rules in Brussels I (recast) are, for the most part, aligned with those previously found in Regulation (EC) 44/2001, Brussels I. Crucially, before turning to the insurance regime, the court will first determine whether the claim falls within the scope of the regulation at all, or is carved out from it...

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Web page updated on 21/05/2026

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