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What does Style mean? In legal practice, a style is a precedent or template for a document, used as a model when drafting similar documents (for example, contracts, deeds, pleadings, affidavits, company resolutions and wills). The term is descriptive rather than statutory; it is widely used in Scotland and understood across England and Wales, Northern Ireland and Ireland, where ‘precedent’ is more common. A style typically provides boilerplate wording, standard clauses and optional alternatives (often shown in square brackets), sometimes with drafting notes. Styles appear in firm house-style collections and published style books or formbooks. Practitioners must adapt any style to the client’s facts, transaction, forum...

Charge cap on default arrangements in DC qualifying schemes: framework, FCA/DWP differences, scope and exemptions (incl performance fees), assessment methods, transfers, CDC schemes, enforcement

Published by a LexisNexis Pensions expert

Practice notes

After a period of consultation and a market review into the defined contribution (DC) workplace pension market, the DWP determined that, with effect from 6 April 2015, a limit should be placed on charges borne by DC members in relation to the default arrangements of qualifying schemes (that is, schemes meeting the necessary conditions for use in auto-enrolment). In this Practice Note, this limit is termed the charge cap. The intention behind the charge cap is to make sure DC members who have not made an active investment choice (and who therefore end up in default funds) do not face charges above a prescribed level...

Legislative and regulatory framework for the charge cap

Equivalent provisions on the charge cap apply to DC occupational pension schemes as well as to workplace personal pension schemes. However, these requirements sit within different bodies of law and regulation, depending on whether the scheme in question is a DC occupational pension scheme or a workplace personal pension scheme. Where can the charge cap provisions be found?...

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Web page updated on 21/05/2026

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