Jurisdiction(s):
United Kingdom

Key definition

Noise definition

What does Noise mean? In transactional, finance and insurance practice, noise describes uncertainty or variability in outcomes that is not driven by investment market movements. It is a descriptive expression rather than a defined legal term in the UK or Ireland. Examples include an insurer’s uncertainty over the frequency, timing and severity of future claims on its book, or short-term, immaterial fluctuations in working capital or earnings unrelated to market prices. Lawyers refer to noise when allocating non-market risk in contracts, for example in pricing mechanisms, earn-out or working capital true-ups, financial covenants, material adverse change clauses, warranties and indemnities, and in regulatory...

Assessing damages in NIHL and tinnitus claims: JCG ranges, attribution methods, comparator authorities, hearing aid costs and other special damages, plus IIDB/AFCS entitlements

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Practice notes

Within this Practice Note, Noise-induced hearing Loss is abbreviated to NIHL. It outlines the considerations that influence the assessment of General damages in NIHL matters, including Judicial College Guidelines (JCG), analogous earlier court judgments, and the severity of auditory impairment. The Note further addresses particular categories of special Damages commonly applicable in such claims, the disablement benefit that a claimant might seek for hearing loss and/or tinnitus, together with alternative compensation schemes under which a claimant could make a claim. It also notes the extent of the hearing loss considered here...

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Sue Brown

Susan Brown qualified as a solicitor in 1996, and was a partner and Head of Personal Injury at niche West End litigation firm Reid Minty until 2003, when she moved to the in-house legal team for Royal&SunAlliance. She was with Prolegal from 2007 to June 2016 as Head of Personal Injury and Professional Negligence. She is now a mediator and a director of Claims Portal and Medco.Sue has specialised in personal injury, clinical negligence and professional negligence claims for over 20 years and has a particular interest in asbestos disease claims and in complex psychiatric injury claims. She has handled a wide range of professional negligence claims including against solicitors, surveyors, architects and accountants.Sue talks and makes regular published contributions in the legal and national press on issues of personal injury, professional negligence, costs and funding.Sue was Chair of the Motor...

Web page updated on 21/05/2026

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