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Key definition
D&B definition

What does D&B mean? In legal practice, D&B refers to Dun & Bradstreet, a commercial provider of company credit reports and business intelligence used to assess counterparties. Lawyers use D&B data for due diligence, KYC/AML onboarding, supply chain and counterparty risk assessment, and to monitor covenant compliance where agreements reference a “D&B rating” or require a “D‑U‑N‑S Number” (D&B’s unique identifier). D&B is not an official registry and the term is not defined in legislation or case law; it is descriptive industry shorthand used across multiple contexts. Its scores and ratings are opinion-based and should be verified against primary sources such as Companies House (covering...

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Design and build contractors’ PI insurance: cover, exclusions, mitigation costs, cladding, fitness for purpose and pricing risk

Practice notes
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What is design and build?

In its essence, design and build (D&B):

  • is a procurement route under which one organisation (the D&B Contractor) takes responsibility for both the design and the construction stages of a scheme, and
  • can give the employer a single point of contact and accountability, thereby lowering the employer’s risk.

Whilst D&B places greater risk on the D&B contractor, this is dealt with through pricing overall

What is D&B insurance and why is it needed?...

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Jonathan Spencer
Jonathan Spencer

Jonathan is a partner in the Simmons & Simmons Insurance and Construction group. Jonathan specialises in construction disputes, including defending professional negligence claims against architects, engineers, surveyors and design & build contractors. Jonathan also regularly advises London market insurers on complex, high value coverage disputes.Jonathan’s caseload routinely involves mediations, arbitrations, adjudications and litigation (generally in the Technology and Construction Court). He has experience of a wide variety of construction disputes involving: iconic buildings; sports grounds; schools; hospitals; large residential schemes; commercial/retail; and waste to energy facilities.Jonathan has undertaken a year-long client secondment at a major international Insurer, and has been recognised in the Legal 500 UK 2017, 2018 & 2019 editions for “strong commercial acumen”, and for being “active in construction disputes” and “ambitious, dedicated and commercially astute.”...

Emily Monastiriotis
Emily Monastiriotis

Emily is head of the Simmons and Simmons Insurance and Construction group in the UK and has particular experience in construction disputes and professional indemnity claims. She has advised insurers and all sides of the construction industry on a wide range of construction and engineering disputes and has pursued and defended claims for delay and associated costs, final accounts, fees and defective works. She has acted in professional negligence claims representing PI Insurers and professional insureds (in particular architects, engineers, quantity surveyors and other construction specialists) and is an expert in cladding claims.Emily has worked on arbitrations (both domestic and international), court proceedings and adjudications. She has particular expertise on acting in arbitrations involving construction projects in the Middle East where she travels to frequently....

Web page updated on 21/05/2026

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