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Third party debt order definition

What does Third party debt order mean? A third party debt order is a post-judgment enforcement method that compels a third party (most commonly a bank or building society) that owes money to the judgment debtor to pay the judgment creditor instead. In England and Wales it is a court order under CPR Part 72 (formerly the garnishee procedure). The creditor obtains an interim order, served on the third party, which freezes the debt up to the judgment sum and costs at the time of service; after a hearing, the court may make a final order directing payment. It typically attaches cleared funds...

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Third Party Debt Orders (England and Wales): CPR procedure, Form N349, interim and final orders, service, bank and building society duties, evidence and costs

Practice notes
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This Practice Note explains how to make an application for a third party debt order (TPDO).

It outlines the appropriate court in which to apply, identifies the correct form to file (Form N349), and emphasises the requirement for full and frank disclosure. It also covers when and what must be served after an interim TPDO is made, the evidence to be lodged ahead of the final hearing, and the court’s likely approach to that hearing.

Note: With effect from 14 August 2023, the County Court Money Claims Centre (CCMCC) and the County Court Business Centre (CCBC) were renamed the Civil National Business Centre (CNBC).

This Practice Note supplies guidance on the steps to obtain a TPDO.

  • For the overarching principles—such as which debts can be caught, the impact of a TPDO, and debtor hardship payments—see Practice Note: What is a third party debt order (TPDO)?
  • For further material on TPDOs, see: Money owed to the debtor—overview.

It also explains how the relevant CPR provisions should be interpreted and applied. Guidance relating to particular courts appears in Court specific guidance...

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Web page updated on 22/05/2026

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