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United Kingdom
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Key definition
Inspection definition

What does Inspection mean? In litigation, inspection is the step after disclosure or discovery that lets the opposing party see and take copies of documents that have been disclosed. It covers hard‑copy and electronic documents (including ESI) and is usually satisfied by providing copies or access within a reasonable time and, where appropriate, in a usable electronic format. The right to inspect is subject to recognised exemptions, including legal professional privilege (advice and litigation privilege), without‑prejudice material, public interest immunity, confidentiality (often managed by redaction or confidentiality rings), irrelevance and proportionality. A party withholding inspection must state the grounds; unjustified refusal risks court orders,...

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Reinsurers’ Rights to Inspect Cedants’ Records under UK Law: Scope, Privilege, Proceedings and Practical Guidance

Practice notes
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inspection of records

reinsurance contracts, especially treaty arrangements, commonly contain inspection provisions giving the reinsurer a right to review the cedant’s books and records, to the extent those materials hold particulars of business written by the cedant that falls within the reinsurance. The ability to scrutinise a cedant’s books and records is a valuable mechanism for a reinsurer in a range of situations. For instance, if a reinsurer is uneasy about an account protected by a reinsurance policy, it will usually seek to carry out an inspection of the cedant’s books and records to check whether the cedant has observed every term of the reinsurance, notably concerning the nature and standard of the ceded portfolio. A further illustration is where a reinsurer wishes to keep under review a claim that might give rise to a substantial loss. In addition, a reinsurer (or a direct insurer) may wish to undertake an inspection in the setting of a delegated authority. Whether a reinsurer holds a right to inspect, the breadth of any such right, and the timing of its exercise are, however,...

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Mark Everiss
Mark Everiss

Mark Everiss focuses on insurance and reinsurance policy wording and coverage advice and disputes. Mark has handled many significant cases both in the High Court and in arbitration involving various business lines, including third party liability, onshore and offshore energy, financial institutions, product liability, D&O, cyber and warranty & indemnity, as well as reinsurance disputes in the live and legacy markets.He is recommended in The Legal 500 UK 2022 edition and Chambers 2022 Edition, and has been described as bringing "‘unrivalled expertise and sound judgement’ as well as ‘a wide knowledge of the reinsurance markets in the UK and internationally.’" He is also recommended in UK Legal Experts and Euromoney's Legal Media Group's Expert Guide for Insurance and Reinsurance.Mark has been a director of the Insurance & Reinsurance Legacy Association since 2007.He is a regular speaker at Insurance &...

Web page updated on 21/05/2026

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