Jurisdiction(s):
United Kingdom

Related legal acts

Key definition

Margin definition

What does Margin mean? In lending practice, margin is the fixed percentage (the spread) added to a benchmark or base rate to arrive at the final contractual interest rate under a loan or mortgage (often referred to as the all‑in rate). It is a commercial pricing term, typically defined in the loan or facility agreement (or mortgage terms), rather than by statute or case law. Common benchmarks include SONIA or the Bank of England base rate (England & Wales, Scotland and Northern Ireland) and, for euro‑denominated lending (including in Ireland), EURIBOR. The agreed margin may vary by facility, borrower, tranche or utilisation type,...

UK Judicial Deference and Strasbourg's Margin of Appreciation: Principles, Scope, Factors and Key Cases under the Human Rights Act 1998

Published by a LexisNexis Public Law expert

Practice notes

Judicial deference

Judicial deference is often characterised as the principle that 'respect is a central concept in Judicial review'. It is not confined to matters concerning human rights. Where human rights are engaged, however, it relates to the weight courts will accord to the considered views of Parliament and/or the Executive when determining whether a given decision or a particular item of legislation amounts to a proportionate interference with one or more rights under the European Convention on Human Rights. Although akin to deference in several ways, the Margin of appreciation is a separate doctrine applied by the European Court of Human Rights (ECtHR). It encapsulates the notion that Member states are, in principle, better placed to assess local needs and circumstances than an international court and should therefore be granted a measure of leeway as to the manner in which they implement human rights standards...

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Alexander Campbell

Cornerstone Barristers

Alex is a skilful and experienced barrister whose practice primarily spans issues of public law and property law. Alex’s experience of complex public law issues including human rights, equality issues makes him extremely well-placed to assist clients in litigation across the many fields of law in which these issues arise.Alex has been praised by judges as an 'excellent’ advocate, for his ‘forensic precision’ in approaching cases and has been described as ‘an expert’ in his fields of practice. He is well-liked by clients for his approachable manner and for his ability to bring clarity to complex cases. He is ranked in Chambers and Partners 2018 and is described as a ‘rising junior with a growing reputation’.Alex was called to the Bar after an exceptionally strong academic background. Alex holds a law degree from Trinity College, Cambridge and was awarded multiple prizes for his...

Eric Metcalfe

Monckton Chambers

Eric Metcalfe is a barrister at Monckton Chambers specialising in public law, EU law and human rights. Called to the Bar in 1999, he spent almost nine years as the director of human rights policy at JUSTICE before joining Monckton in 2011. He is listed by the Legal 500 as a leading junior in the field of Civil Liberties and Human Rights. His most recent cases include R(Public Law Project) v Secretary of State for Justice [2014] EWHC 2365 (Admin) and Bingham Centre v Information Commissioner (EA/2014/0097), and he is currently instructed by Liberty in proceedings before the Investigatory Powers Tribunal against the UK intelligence services.PublicationsContributor to the Rights and Freedoms volume of the 5th edition of Halsbury’s Laws (LexisNexis, 2013).Editor in Chief of the Human Rights Law Reports - UK Cases (Sweet &...

Web page updated on 21/05/2026

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