Jurisdiction(s):
United Kingdom

Related legal acts

Key definition

Fraud definition

What does Fraud mean? Fraud describes dishonest conduct intended to secure a gain or cause a loss, usually through deception, and arises in criminal prosecutions, civil claims (deceit and fraudulent misrepresentation) and regulatory enforcement. In England and Wales and Northern Ireland, the Fraud Act 2006 creates a single offence of fraud (section 1), committed by dishonestly: (a) making a false representation (to a person, system or device); (b) failing to disclose information when under a legal duty to disclose; or (c) abusing a position. In each case there must be an intention to make a gain or to cause loss or risk...

HM Land Registry identity checks for registration: requirements, exceptions, additional evidence, attorney and lender issues, fraud risks and digital identity Safe Harbour (England and Wales)

Published by a LexisNexis Property expert

Practice notes

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This Practice Note outlines hm land registry (HMLR) requirements for providing evidence of identity with certain applications to guard against property and registration fraud. It explains when identity evidence is required, how it can be supplied, and the practical points that arise from this obligation.

HM Land Registry requirements

To strengthen protection against property and registration fraud, HMLR requires confirmation of identity to accompany specified registration applications. The applications caught by this requirement are listed in HM Land Registry Practice Guide 67: evidence of identity, and include:

Applications to register a transfer, lease or charge
The discharge or release of a registered charge
Applications for first registration

Any application submitted on forms AP1, DS2 and FR1 will almost always require completion of the panels dealing with confirmation of identity. The names of all parties to the transaction(s) being registered must be stated where requested; for an application to register a transfer and a charge, this will include the buyer’s lender as well as the buyer and seller...

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Web page updated on 21/05/2026

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