Jurisdiction(s):
United Kingdom

Key definition

Completion definition

What does Completion mean? In legal practice, Completion is the point at which a transaction is finally effected, sometimes called 'closing' in cross‑border deals: consideration is paid and title, assets or rights are transferred after all conditions precedent are satisfied or waived and the required completion documents are delivered. Not generally defined by legislation, it is a contractual expression used across conveyancing, corporate/M&A and finance, informed by common law. Key features include a completion date/time; completion mechanics (agenda or checklist); execution and delivery of transfers and ancillary documents; release of funds (often against undertakings); and, where relevant, escrow or virtual completion. Completion usually fixes when...

Early completion at HM Land Registry: applications to discharge registered charges without DS1—practice, risks, restrictions, electronic discharges and requisitions (England and Wales)

Published by a LexisNexis Property expert

Practice notes

Early completion

Early completion describes hm land registry’s policy (effective from 3 August 2009) where an application seeks to discharge a registered charge affecting the whole of a registered title at the same time as other transactions, but no form DS1 accompanies it. In those circumstances, HM Land Registry will reject the discharge element as substantially defective and will proceed to complete the remaining applications (assuming it is possible to do so). The most typical scenario is where a buyer’s solicitor or conveyancer lodges applications together: to redeem the seller’s mortgage, to register the transfer of the property to the buyer, and to register a charge in favour of the buyer’s lender, yet files the submission before a DS1 relating to the seller’s mortgage has been received. Under early completion, the transfer to the buyer and the buyer’s mortgage will be completed on the register, but the seller’s existing charge will continue to appear, and the buyer’s lender will be entered as proprietor of a second charge. Early completion applies only to applications concerning dealings with the whole of a title, and does not extend to anything short of that entirety...

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Web page updated on 21/05/2026

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