What does Motor Insurers Bureau mean? Motor Insurers’ Bureau describes the industry-funded bodies that compensate road traffic victims where the at-fault driver is uninsured or cannot be identified (hit-and-run). In Great Britain, the MIB handles such uninsured and untraced driver claims under agreements with the government (the Uninsured Drivers Agreement and the Untraced Drivers Agreement), which operate alongside the Road Traffic Act 1988. It is funded by a levy on motor insurers, pays qualifying personal injury and, in limited cases, property damage, and may seek recovery from responsible motorists. In Northern Ireland, equivalent arrangements operate through MIB NI under separate agreements with the Department for Infrastructure. In...
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This Practice Note offers a concise overview of motor insurance, uninsured motorists and untraced drivers, clarifying Part VI of the Road Traffic Act 1988 (RTA 1988) and the Motor Insurers' Bureau (MIB) Uninsured and Untraced Drivers Agreements.
Motor insurance in the UK is notably complex. Across much of mainland Europe, the owner insures the vehicle and the policy extends to any driver who has the owner’s permission. By contrast, UK cover is generally written for specified drivers, and frequently only for stated uses.
Part VI of the RTA 1988 requires compulsory third-party motor insurance and sets out a statutory scheme describing when an insurer must pay damages to an injured person. It gives effect to what is now Directive 2009/103/EC, the Sixth Motor Insurance Directive.
The MIB is a private organisation comprising all of the UK’s motor insurers. Operating as an insurer of last resort, it can be required to satisfy a judgment against a motorist who lacks insurance, or who cannot be traced...
When evaluating a general damages claim, the practitioner ought initially to refer to the Judicial College Guidelines (JCG)...
This Practice Note This Practice Note reviews mechanisms used in settling litigation. A Tomlin order consists of a consent order paired with a schedule. It operates to stay proceedings on terms that have been agreed. The provisions contained in the schedule may remain confidential. This Practice Note describes the scope of confidentiality attaching to the schedule and sets out how it differs from a standard consent order. Sample wording for a Tomlin order is included, alongside links to precedents, as well as guidance on court approval. It also addresses varying, setting aside and enforcing a Tomlin order, including the considerations the court will take into account when handling applications for each. Further guidance is provided on interpreting and applying the relevant provisions of the CPR; however, some courts and divisions impose very specific requirements for both drafting and approval, and for approaching the schedule and confidentiality issues. Accordingly, you must consider the particular rules and court guide provisions in the forum where your claim is proceeding when drawing up the Tomlin order...
Date [ date ] Parties [ name of Landlord ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Landlord) [ name of Tenant ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Tenant) [ [ name of Guarantor ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Guarantor) ] [ [ name of Mortgagee ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Mortgagee) ] Definitions Within this Deed, the terms below shall be interpreted as follows: [ Annual Rent • the annual sum reserved under the Lease; ] [ Insurance Rent • the Tenant’s share of the Landlord’s costs of insuring the Property (as set out in the Lease); ] Lease • the lease of the Property dated [ date ], entered into between (1) [ the Landlord OR [ name ...
I, [ name ], of [ address ], solemnly and sincerely state that: [ Matters to be verified, set out in numbered paragraphs ] I make this solemn statement in good conscience, believing it to be true, and pursuant to the provisions of the Statutory Declarations Act 1835. DECLARED at [ details ] this [ day ] day of [ month and year ] Before me ................................................................................ [ signature of the person before whom the declaration is made ] A [ commissioner for oaths OR [ solicitor OR [ insert other qualification ] ] authorised to administer oaths ]...