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Jurisdiction(s):
United Kingdom
United Kingdom
Key definition
Member definition What does Member mean? In local government practice, a member is an elected councillor of a local authority. They are normally chosen by the local government electors of a ward or local electoral area; casual vacancies are filled by by-election or co-option (including party nomination in Northern Ireland). Legislation in each jurisdiction uses “member” to denote councillors, including the Local Government Act 1972 (England and Wales), the Local Government (Scotland) Act 1973, the Local Government Act (Northern Ireland) 2014, and the Local Government Act 2001 (Ireland). Key legal features and usage: - Participates and votes at meetings of the council and its committees, representing constituents in decision‑making. -...
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Pension member communications: drafting, disclosure and signposting; Consumer Duty, TPR/ICO expectations, avoiding regulated advice, and Employer Consultation Regulations compliance
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Practice notes
This Practice Note outlines matters to bear in mind when preparing communications for Members. For issues specific to the task of reviewing or updating a scheme booklet, see Practice Note: How to review a scheme booklet. For information focused on retirement communications, see Practice Notes: Retirement communications in occupational DC schemes, Retirement communications in FCA-regulated pension schemes, Retirement risk warnings—requirements for occupational DC schemes and Retirement risk warnings—requirements for FCA-regulated pension providers. For further guidance on disclosure obligations, see Practice Notes: Disclosure requirements applicable to occupational and personal pension schemes after 5 April 2014 and Event-specific disclosure requirements for occupational and personal pension schemes.
Broad principles
Pensions legislation and the Financial Conduct Authority (FCA) rules oblige trustees, pension providers and/or employers to issue member communications for a range of purposes (eg when members near retirement, to satisfy the disclosure duties in the Occupational and Personal Pension Schemes (Disclosure of Information) Regulations 2013, SI 2013/2734 (the Disclosure Regulations), or to meet the consultation duties in the Occupational Pension Schemes (Consultation by Employers and Miscellaneous Amendment) Regulations 2006, SI 2006/349 (the Employer Consultation Regs)). In addition, circumstances may arise that prompt trustees, providers and/or employers to contact members voluntarily...
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Web page updated on 27/05/2026
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Date [ date ] Parties [ name of Landlord ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Landlord) [ name of Tenant ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Tenant) [ [ name of Guarantor ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Guarantor) ] [ [ name of Mortgagee ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Mortgagee) ] Definitions Within this Deed, the terms below shall be interpreted as follows: [ Annual Rent • the annual sum reserved under the Lease; ] [ Insurance Rent • the Tenant’s share of the Landlord’s costs of insuring the Property (as set out in the Lease); ] Lease • the lease of the Property dated [ date ], entered into between (1) [ the Landlord OR [ name ...
I, [ name ], of [ address ], solemnly and sincerely state that: [ Matters to be verified, set out in numbered paragraphs ] I make this solemn statement in good conscience, believing it to be true, and pursuant to the provisions of the Statutory Declarations Act 1835. DECLARED at [ details ] this [ day ] day of [ month and year ] Before me ................................................................................ [ signature of the person before whom the declaration is made ] A [ commissioner for oaths OR [ solicitor OR [ insert other qualification ] ] authorised to administer oaths ]...
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