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European Union
European Union
Key definition
Rules definition What does Rules mean? Rules describes the written provisions that govern how a pension scheme operates—especially occupational pension schemes—usually contained in, or annexed to, the trust deed (trust deed and rules). Legislation refers to these as scheme rules (for example, Pensions Act 1995 and Pensions Act 2004 in the UK, and the Pensions Act 1990 in Ireland). Scheme rules set out eligibility, benefit structure (defined benefit or defined contribution), contributions, service and accrual, retirement options and ages, revaluation/indexation, ill‑health and death benefits, transfers in and out, leaver provisions, forfeiture, augmentation, priority on winding‑up, discretions and decision‑making, and the scheme’s amendment and termination powers. They also...
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EU Consumer Rights Directive: definitions, scope and key obligations (information, withdrawal, pricing, delivery), with updates on online marketplaces, digital content and recent reforms (Omnibus 2019; Empowering Consumers 2024)
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LexisNexis EU Law expert
Practice notes
This Practice Note sets out a summary of Directive 2011/83/EU, the EU Consumer Rights Directive (EU CRD), together with changes brought in by Directive (EU) 2019/2161, the EU Omnibus Directive, Directive (EU) 2024/825, the EU Empowering Consumers Directive, and Directive (EU) 2023/2673, the Revised EU Distance Marketing of Consumer Financial Services Directive. It outlines the reach of the EU CRD, core definitions distinguishing distance, off-premises and other contracts, the information that must be given to consumers, and consumers’ cancellation rights (the right of withdrawal). It also addresses Rules on additional payments, payment surcharges, help-lines, Delivery, and the transfer of risk. This Practice Note does not deal with UK legislation. For details on UK legislation, see Practice Notes:
- Distance, doorstep and on-premises sales
- Consumer Rights Act 2015—summary
- Consumer Rights Act 2015—goods
- Payment surcharges
For an overview of principal EU consumer legislation, see Practice Note: Key EU consumer legislation—summary.
Key EU legislation and materials
The EU CRD seeks to align and harmonise EU consumer rules, for example the pre-contract information that consumers should receive before purchasing goods, services or digital content, and their ability to cancel online, including clear information duties and withdrawal rights applicable to distance and off-premises contracts under EU...
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Web page updated on 26/05/2026
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I, [ name ], of [ address ], solemnly and sincerely state that: [ Matters to be verified, set out in numbered paragraphs ] I make this solemn statement in good conscience, believing it to be true, and pursuant to the provisions of the Statutory Declarations Act 1835. DECLARED at [ details ] this [ day ] day of [ month and year ] Before me ................................................................................ [ signature of the person before whom the declaration is made ] A [ commissioner for oaths OR [ solicitor OR [ insert other qualification ] ] authorised to administer oaths ]...
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