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United Kingdom

Firefighters’ Pension Scheme 2015 (England): benefits, funding, governance, cost control mechanism reforms and McCloud remedy, with Scottish and Welsh variations

Practice notes
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Statutory framework

In England, there are three pension arrangements in place for firefighters, collectively referred to as the Firefighters’ Pension Scheme. These are:

  • Firefighters’ Pension Scheme 1992 (FPS 1992), which stopped accepting new members from 6 April 2006 and ended future accrual on 1 April 2022
  • Firefighters’ Pension Scheme 2006 (FPS 2006, or NFPS – the New Firefighters’ Pension Scheme), which likewise closed to future accrual with effect from 1 April 2022
  • Firefighters’ Pension Scheme 2015 (FPS 2015), which commenced on 1 April 2015

FPS 1992 also covered fire and rescue personnel in Scotland and Wales. FPS 2006 did not, and separate new schemes were put in place by the Firefighters’ Pension Scheme (Scotland) Order 2007, SSI 2007/199, and the Firefighters’ Pension Scheme (Wales) Order 2007, SI 2007/1072. In 2014 and 2015, distinct successor schemes were also introduced for England, Scotland and Wales, titled respectively the Firefighters’ Pension Scheme 2015, the Firefighters’ Pension Scheme (Scotland) 2015 and the Firefighters’ Pension Scheme (Wales) 2015. The principal regulations are: the Firefighters’ Pension Scheme (England) Regulations 2014 (FPS(E)) in respect of fire...

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Elizabeth Ovey
Elizabeth Ovey chambers

Elizabeth has a general Chancery practice with particular emphasis on pensions (developing from the trust side of her practice) and on retail financial services (developing from an early specialisation in building society law). She also does a considerable amount of professional negligence work in these areas and other areas in which a Chancery background is of assistance.Her first substantial involvement in pensions law came when she was instructed in relation to a small miners’ pension scheme during the days of the miners’ strikes in the 1980s and she has done an increasing amount of pensions work since those days. She is a contributing editor of Halsbury’s Laws vol. 80 (Personal and Occupational Pensions) (2020). She is now on the Lexis PSL pensions section editorial board and is a contributor to Lexis PSL through a series of practice notes on various aspects of...

Web page updated on 21/05/2026

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