Jurisdiction(s):
United Kingdom

Related legal acts

Key definition

Final salary definition

What does Final salary mean? Final salary describes, in pensions practice, a defined benefit formula where a member’s pension (and related lump sum and survivor’s benefits) is calculated by reference to their salary at or near the date they leave pensionable service, typically: final pensionable salary × accrual rate × years of pensionable service. It is a descriptive expression; pensions legislation in the UK and Ireland uses “defined benefit” rather than defining “final salary”. Key legal features and usage: - Benefits are salary‑linked and do not depend on the member’s contributions or on investment performance. - “Final pensionable salary” is set by scheme rules (for example,...

JUPRA 1993 (Archived): legacy UK judicial pension scheme covering eligibility, governance, contributions, retirement and survivor benefits, transfers, and relationships with JPS 1981, FPJPS, JPS 2015/2022 and the McCloud remedy

Published by a LexisNexis Pensions expert

Practice notes

ARCHIVED: This archived Practice Note concerns the judicial pension scheme created by the Judicial Pensions and Retirement Act 1993 (referred to as the Judicial Pension Scheme 1993 (JPS 1993) or JUPRA). It is no longer maintained. The Practice Note also includes references to the Judicial Pension Scheme 1981 (JPS 1981).

Statutory framework

The Judicial Pension Scheme comprises several schemes:

JPS 1981. Salaried judges appointed before 31 March 1995 generally belong to this unfunded final salary scheme, which was set up under the Judicial Pensions Act 1981 (JPA 1981)
JUPRA. Salaried judges appointed between 31 March 1995 and 31 March 2015 usually belong to this unfunded final salary scheme, which was established under the Judicial Pensions and Retirement Act 1993 (JPRA 1993).

Note that:

there is a right of election to move from the JPS 1981 to JUPRA at any time up to a date six months after retirement. For further information, see: Eligibility, below
the Ministry of Justice (MoJ) commenced an options exercise in October 2023 to allow certain members of the Judicial Pension Scheme 2015 (JPS 2015) to retrospectively choose whether to be a member of JUPRA/FPJPS or the JPS 2015 between 1...

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Elizabeth Ovey

Radcliffe Chambers

Elizabeth has a general Chancery practice with particular emphasis on pensions (developing from the trust side of her practice) and on retail financial services (developing from an early specialisation in building society law). She also does a considerable amount of professional negligence work in these areas and other areas in which a Chancery background is of assistance.Her first substantial involvement in pensions law came when she was instructed in relation to a small miners’ pension scheme during the days of the miners’ strikes in the 1980s and she has done an increasing amount of pensions work since those days. She is a contributing editor of Halsbury’s Laws vol. 80 (Personal and Occupational Pensions) (2020). She is now on the Lexis PSL pensions section editorial board and is a contributor to Lexis PSL through a series of practice notes on various aspects of...

Web page updated on 21/05/2026

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