Jurisdiction(s):
United Kingdom

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Key definition

Third parties definition

What does Third parties mean? In legal practice, third parties are persons or organisations that are not the principal parties to a contract, dispute, or data-processing activity but may interact with or be affected by it. The term is descriptive across contexts. In data protection law it is defined: a third party is anyone other than the data subject, controller, processor, and those acting under a controller’s or processor’s direct authority (UK GDPR/EU GDPR). cookies and similar technologies: if a service permits third parties (for example, advertising, analytics or social media vendors) to set, read or access cookies or other identifiers, those third...

Third Parties (Rights Against Insurers) Act 2010: UK practitioners' guide to scope, insolvency procedures, direct claims, declaratory relief, insurer defences, anti-avoidance, information duties and cross-border effects

Published by a LexisNexis Restructuring & Insolvency expert

Practice notes

This PrACTice Note reviews the principal features of the 2010 Act, which superseded the Third parties (Rights Against Insurers) Act 1930 (the 1930 Act) with effect from 1 August 2016. The framework can assist where the insured is insolvent, as it permits a third party that has suffered Loss to pursue a direct claim against the other party’s insurer in defined situations (the claimant is the third party because they are not a party to the insurance contract). This offers a marked advantage to the third party, who may recover 100% of their claim from the insurer’s substantial funds, rather than proving in the insured’s insolvency as an unsecured creditor and receiving only a fraction. In short, the law enables the intended beneficiaries of an insurance policy to access the cover. It extends to all categories of liability insurance (for a summary, see Practice Note: Third Parties (Rights against Insurers) Act 2010—one minute guide).

Delayed implementation of the 2010 Act

The 2010 Act received Royal Assent on 25 March 2010, but commencement was deferred to introduce further amendments to the 2010 Act to...

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Web page updated on 22/05/2026

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