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UK consumer credit: 2024–2026 timeline—motor finance redress scheme, BNPL regulation, credit information reforms, and key FCA and HM Treasury developments

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This timeline outlines major milestones in the UK’s consumer credit framework. For earlier milestones, see: Consumer credit—timeline (2011–2023) [Archived].

2026

  • 24 March 2026 — FCA — Timing of the FCA’s motor finance announcement
    The Financial Conduct Authority confirmed it will outline its approach to motor finance redress shortly after markets close on Monday 30 March 2026, following an October 2025 consultation on a compensation scheme.
  • 17 March 2026 — FCA — Regulatory priorities: Consumer finance report
    The FCA has issued its 2026 Regulatory priorities: Consumer finance report, emphasising access to credit, assistance for consumers facing financial difficulty, and effective complaints handling. For further details see: FCA outlines 2026 regulatory priorities for consumer finance.
  • 4 March 2026 — FCA — Motor finance compensation scheme to include implementation period
    The FCA has released a webpage on its proposed compensation scheme for motor finance customers who may have been impacted by insufficient disclosure of commission arrangements between lenders and brokers. If the scheme goes ahead, the FCA expects to publish final rules in late March 2026, with several revisions to its original proposals.
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Web page updated on 22/05/2026

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