Jurisdiction(s):
United Kingdom

Related legal acts

Key definition

Term definition

What does Term mean? In lending practice, the term is the length of time a loan is intended to run, from initial drawdown (or first utilisation) to the final scheduled repayment date (often called the maturity date or final repayment date). It is market usage rather than a statutory concept, and the meaning is consistent across England & Wales, Scotland, Northern Ireland and Ireland. Consumer credit rules require disclosure of the duration of an agreement, but do not redefine the term. Key features: - Also known as the tenor. - For amortising loans, the term covers the period over which instalments are scheduled; for bullet loans,...

UK REACH transitional regime: registrations, authorisations, GB/NI arrangements, DUINs, Only Representatives, grandfathering and the Alternative Transitional Registration Model (ATRm)

Published by a LexisNexis Environment expert

Practice notes

Introduction to UK REACH

REACH is the shortened name for Regulation (EC) 1907/2006 of the European Parliament and the Council, which covers the registration, Evaluation, authorisation and restriction of chemicals.

Before REACH, there were worries that the risks arising from chemicals placed on the EU market were not being properly controlled or examined, and that public authorities bore the whole responsibility.

REACH set out to tackle this by shifting the obligation to show understanding of, and to manage, chemical risks to those who manufacture and/or import chemicals and goods containing them — in short, industry.

In addition, REACH aims to:

ensure a high level of protection of human health and the environment
allow the free movement of substances on the EU market
enhance the competitiveness and innovation of the EU chemicals industry
promote the use of alternative methods for assessing hazardous properties, such as quantitative structure–activity relationships

At 11 pm (UK time) on 31 December 2020, REACH was copied onto the UK statute book as ‘retained direct EU legislation’ under the European Union (Withdrawal) Act 2018...

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Web page updated on 22/05/2026

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