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United Kingdom
United Kingdom
NEWS
Pensions Dashboards Programme update: MoneyHelper dashboard expected 2027/28; 31 October 2026 connection deadline; 70 million records connected; six months’ notice before launch; industry should maintain preparations
According to the Pensions Dashboards Programme (PDP), the MoneyHelper pensions dashboard is anticipated to become accessible to the public during the 2027/28 financial year. Around the 31 October 2026 connection deadline, the PDP plans to share an update on launch arrangements, by which point substantially more user testing should then have been completed......
NEWS
LGPS (England and Wales): final 2026 pooling and governance regulations-consultation response, investment strategy statements deadline, local engagement, Secretary of State safeguards, FCA authorisation, asset transfer transitions
The Ministry of Housing, Communities & Local Government (MHCLG) On 21 May 2026, MHCLG issued its response to the technical consultation on the draft Local Government Pension Scheme (Pooling, Manag…). On the same day, the two final statutory instruments were published, laid before Parliament, and are due to take effect on 30 June 2026 - the Local Government Pension Scheme (Pooling, Management and Investment of Funds) Regulations 2026, SI …, and the Local Government Pension Scheme (Amendment) (Governance) Regulations 2026, SI 2026/545 (together, the regulations). Notwithstanding commencement, LGPS administering authorities and asset pool companies are expected to meet the minimum asset pooling standards from 1 April 2026, with a minimum expectation that new shareholder agreements are signed by that date. In the meantime, the government said it would continue working with the sector to ensure compliance across all funds and intends to publish...
NEWS
UK pensions briefing: Commons rejects key Lords amendments, restores capped DC investment mandation; DWP to refresh Workplace Pensions Roadmap; FCA sets open finance course to 2030 (16 April 2026)
In this issue: Pension Schemes Bill Investments New content Daily and weekly news alerts Dates for your diary Trackers Pension Schemes Bill House of Commons rejects most of the Lords’ amendments to the Pension Schemes Bill On 10 April 2026, the government laid an amendment paper on the Pension Schemes Bill, outlining House of Commons motions to resist changes proposed by the House of Lords and to restore a narrower mandation power. That power would cap mandation at 10% of total assets in default funds and 5% in UK-linked holdings, in line with the thresholds set by the Mansion House Accord (a voluntary commitment by 17 of the UK’s largest DC pension providers to allocate more to unlisted investments globally and within the UK). The House of Commons went on to consider the Lords’ amendments on 15 April 2026. During that...
NEWS
UK pensions: FCA targeted support regime in force; UK-resident scheme administrators now required; key dates and trackers — 9 April 2026
In this issue: Targeted support regime Trustees, governance and administration Daily and weekly news alerts Dates for your diary Trackers Targeted support regime Full targeted support regime in force from 6 April 2026 The full targeted support framework took effect on 6 April 2026 under the Financial Services and Markets Act 2000 (Regulated Activities) (Providing Targeted Support) (Amendment) Order 2026, SI 2026/74 (the Order). It permits regulated pension providers to give consumers greater help on pensions and investments by issuing recommendations aimed at groups of customers who share comparable characteristics and circumstances. Financial Conduct Authority (FCA)-regulated firms have been able to seek permission to offer targeted support since March 2026. The Order establishes a new specified activity of providing targeted support and clarifies that, when an authorised firm offers such support, it is not ‘advising on investments’ for the purposes of Article 53 of the Financial Services and Markets Act 2000...
Types of workplace pension arrangements—overview
Introduced in October 2012, the auto-enrolment regime obliges employers to place all eligible jobholders automatically into a qualifying pension scheme (and to enrol any non‑eligible jobholders who choose to opt in) and to make at least the statutory minimum employer contributions for those workers across their workforce. The duty was rolled out progressively from 1 October 2012 on a staged basis, starting with the largest employers first. For further details, see Practice Note: Auto‑enrolment-an introduction.
The obligation on employers to nominate and facilitate access to a stakeholder pension scheme (as provided for in the Welfare Reform and Pensions Act (WRPA) 1999, s 3) ceased from 1 October 2012, when the requirement to enrol workers automatically into a qualifying scheme took effect (PenA 2008, ss 87, 148–9 and SI 2012/2480). Whether in order to comply with statutory duties or from a wish to offer a competitive benefits package to their staff or executives, employers will need to consider what forms of pension benefit they will provide.
Types of pension arrangements for employees
Employees may pay into more than one pension scheme or arrangement, but there are limits on the amount of benefits they can build up across all schemes on...
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Date [ date ] Parties [ name of Landlord ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Landlord) [ name of Tenant ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Tenant) [ [ name of Guarantor ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Guarantor) ] [ [ name of Mortgagee ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Mortgagee) ] Definitions Within this Deed, the terms below shall be interpreted as follows: [ Annual Rent • the annual sum reserved under the Lease; ] [ Insurance Rent • the Tenant’s share of the Landlord’s costs of insuring the Property (as set out in the Lease); ] Lease • the lease of the Property dated [ date ], entered into between (1) [ the Landlord OR [ name ...
I, [ name ], of [ address ], solemnly and sincerely state that: [ Matters to be verified, set out in numbered paragraphs ] I make this solemn statement in good conscience, believing it to be true, and pursuant to the provisions of the Statutory Declarations Act 1835. DECLARED at [ details ] this [ day ] day of [ month and year ] Before me ................................................................................ [ signature of the person before whom the declaration is made ] A [ commissioner for oaths OR [ solicitor OR [ insert other qualification ] ] authorised to administer oaths ]...
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