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In this issue: UK, EU and international regulators and bodies Prudential requirements Risk management and controls Operational resilience Financial crime and sanctions Complaints, compensation and claims management Investigations, enforcement and discipline Regulation of capital markets Sustainable finance and ESG Banks and mutuals Investment funds and asset management Consumer credit, mortgage and home finance Regulation of insurance Payment services and systems Fintech and cryptoassets Regulation of AI in FS Dates for your diary New and updated content Financial Services Enforcement Database Daily and weekly news alerts LexTalk®Financial Services: a Lexis®Nexis community UK, EU and international regulators and bodies ESAs publish spring 2026 joint risk update The three European Supervisory Authorities—the European Banking Authority, the European Insurance and Occupational Pensions Authority, and the European Securities and Markets Authority—have released their Joint Committee spring 2026 update examining risks and vulnerabilities across the EU financial system....

The European Commission stated that its plans are designed to complement public pensions across EU Member States. The initiative is part of the EU’s Savings and Investment Union strategy to help households across the EU access financial markets more easily. Our measures will equip Europeans with means to prepare for later life with assurance, while opening channels of finance to boost the EU economy, said Maria Luís Albuquerque, EU financial services commissioner. According to the Commission, workplace and individual pensions could enable people to build a more balanced stream of income in retirement. They would supplement public schemes, which frequently fall short of delivering sufficient support for decent living conditions. The Commission urged Member States to adopt auto‑enrolment, which places employees into a workplace pension by default, while preserving the choice to opt out. This will be shaped by existing EU good practices and lessons drawn from other...