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Jonathan Reynolds, Secretary of State for Business and Trade Jonathan Reynolds, the Secretary of State for Business and Trade, urged the insurance industry to help small business owners to ‘get back on their feet’ after the turmoil. Over a week of disorder, premises were ransacked or compelled to shut and vehicles set alight as rioters confronted police in several cities across the UK. The unrest, fuelled by misinformation online, followed the fatal stabbing of three children and injuries to ten more at a dance class in Southport, North West England. Addressing the Association of British Insurers (ABI), Reynolds said high street retailers may have faced thousands of pounds in damage to property and stock due to the violence. He added, in a letter to the association, that many have already lodged insurance claims for their losses...
Court of Appeal—professional negligence ARCHIVED : This Practice Note has been archived and is not maintained. The Court of Appeal upheld an appeal in a claim against solicitors, holding that the loss of a chance head of damage was too remote. At first instance, the judge concluded that Lewis Silkin LLP had fallen below the required standard by not advising their client to include a jurisdiction provision in his employment agreement with a franchisee involved in the Indian Premier League’s Twenty20 competition. Because no jurisdiction clause appeared in the contract, when the client later issued proceedings against the franchisee over a severance entitlement, he faced jurisdictional challenges (ultimately dismissed) brought by the franchisee, which postponed his obtaining judgment for £10 million in severance. The client’s case was that, with proper advice on jurisdiction, the contract would have contained an exclusive jurisdiction clause. On that footing, he said, he would have secured judgment for the severance sum sooner (as there would have been no hold‑ups arising from jurisdiction objections) and...
Section 1 of the Public Order Act 1986 (POA 1986) establishes the offence of riot. It is prosecutable only on indictment before the Crown Court. Proceedings for riot, or for inciting riot, may begin solely by, or with the approval of, the Director of Public Prosecutions. Elements of the offence of riot Under POA 1986, s 1, the prosecution must show that: twelve or more individuals were together at the time used, or threatened to use, unlawful violence for a shared aim, and the behaviour was such as would cause a person of reasonable firmness present at the scene to fear for their personal safety, and each defendant engaged in unlawful violence, and intended that such violence advance the common purpose, or was aware their conduct might be violent Unlawful violence ‘Violence’ in the POA 1986 is defined to encompass any violent conduct. The definition expressly includes violence against property as well as violent conduct...
This Practice Note considers insurance issues that may arise when construction works, including refurbishment and fit-out, are undertaken to an existing building. It identifies who typically arranges buildings insurance and which parties it may cover. It also outlines the position where a tenant carries out works, and the approach under the JCT and NEC standard form construction contracts. Who maintains and is covered by buildings insurance? Freeholders An existing property should be protected by appropriate buildings insurance, usually placed by the freeholder. Cover ought to meet the cost of making good, replacing or reinstating damage to the building fabric, for example roof, walls, ceilings, floors, doors and windows. It should also extend to the landlord’s fixtures and fittings and to underground tanks, pipes and cables. The full rebuilding or reinstatement cost should be insured where damage is caused by an insured risk (as defined in the policy), typically including fire, lightning, explosion, aircraft, earthquake, riot, civil commotion, storm, flood, burst pipes and impact...