State pension date meaning

The auto-enrolment duty Since 1 October 2012, at their staging date employers must auto‑enrol eligible jobholders into a qualifying pension scheme, allow opt‑outs, pay minimum contributions, and re‑enrol every three years. They also had to identify their staging date, workers, and scheme. Identifying the staging date PAYE 120,000+: from 1 October 2012. Under 120,000: 1 Nov 2012 to 1 Apr 2017. PAYE first payable Apr 2012–Sep 2017: 1 May 2017 to 1 Feb 2018. On/after 1 Oct 2017: first worker’s start date. DB or hybrid schemes could defer to 1 Oct 2017. Staging could be moved, and auto‑enrolment postponed up to three months. Who needs to be enrolled automatically? Eligible jobholders work (or ordinarily work) in Great Britain under a worker’s contract, are 22 to under State Pension age, and have qualifying earnings above the earnings trigger. What type of pension scheme can be used? ...

The single tier State Pension (on and from 6 April 2016) On 6 April 2016, the Basic State Pension was overhauled and replaced by a single-tier, flat-rate pension, merging the Basic State Pension with the Second State Pension. From that date, men and women alike must have 35 qualifying years of National Insurance contributions to receive the full flat-rate amount. Marital status makes no difference to the level paid. Tax year Amount (per week) 2026/2027 £241.30 2025/2026 £230.25 2024/2025 £221.20 2023/2024 £203.85 2022/2023 £185.15 2021/2022 £179.60 2020/2021 £175.20 2019/2020 £168.60 2018/2019 £164.35 2017/2018 £159.55 2016/2017 £155.65 The Basic State Pension (before 6 April 2016) Before 6 April 2016, the Basic State Pension comprised the Basic State Pension and the Second State Pension. There was a third, minor, component known as the graduated pension that depended on graduated National Insurance contributions paid by employees while the graduated scheme ran from 1961 to...

Women Against State Pension Inequality (WASPI) Women Against State Pension Inequality (WASPI) said that Pensions Minister Emma Reynolds will meet with them once the parliamentary summer recess ends on 2 September 2024. The government has so far, to date, yet to issue a formal response to the Parliamentary and Health Service Ombudsman’s report, published in March 2024. That report determined that the Department for Work and Pensions (DWP) did not sufficiently communicate to the public the legislative changes to the women’s state pension age, which has resulted in many female retirees losing out financially...

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Steven Cameron, pensions director at Aegon UK, said data from the Office for National Statistics (ONS), released on 11 January 2024, revealing numbers of people aged over 100 in England and Wales, painted a 'fascinating picture' of longevity higher than before. According to the ONS figures released on 11 January 2024, the count of centenarians has more than doubled since 2002, with an estimated 15,120 people in England and Wales in 2022. The estimated population in the two nations aged 90 and above rose by 2.1% compared with 2021, reaching its highest total to date of more than 550,000 individuals, the figures show...

‘Protected rights’ were the benefits that schemes contracted-out on a money purchase basis had to deliver, before 6 April 2012, to members who had contracted-out, replacing the state benefits foregone as a result of doing so. For further details on contracting-out, see Practice Note: What does ‘contracting-out’ mean for pension lawyers? Contracting-out on a money purchase basis (DC contracting-out) first became available in April 1988, but it was abolished on 6 April 2012. From that date, it was no longer possible to build up protected rights and the statutory restrictions that had applied to protected rights accrued before then ceased to operate. In practice, this means former protected rights can be treated as ordinary scheme benefits, except where the scheme rules provide otherwise. For more information, see Practice Note: Abolition of DC contracting-out [Archived]. Which schemes could contract out on a money purchase basis?...

ARCHIVED : This case tracker is archived and is no longer actively maintained. It presents a catalogue of notable pensions judgments delivered in 2017 by the courts. The entries in this tracker are arranged by subject. Those subjects appear in the Table of Contents (on the left side of the page), set out there. This Practice Note includes citations to case law from the Court of Justice of the European Union. In general, EU judgments issued on or before 31 December 2020 remain binding on UK courts and tribunals (even where the EU courts later depart from them) until the UK courts exercise their powers to diverge. For the most part, EU case law produced after that date is not binding on the UK, though UK courts and tribunals may still have regard to EU judgments where relevant. For fuller information on the approach to EU case law, see Practice Note: Retained EU law and assimilated law...

ARCHIVED: This case tracker is archived and not maintained. It lists key pensions judgments from 2021, arranged by topic. Entries are grouped by subject, with topics shown in the Table of Contents to the left of the page. Discrimination MH and ILA (Droits à pension en cas de faillite) Full name: BJ and OV, joint trustees in bankruptcy of Mr M v Mrs M, MH, ILA, Mr M Citation: C-168/20 Court: Court of Justice of the European Union (CJEU) Judgment Date: 11 November 2021 Representation: D.J. Rhee QC, C. Harrison (Barrister), and I. Gill (Solicitor) for BJ and OV, joint trustees in bankruptcy of Mr M; G. Peretz QC, J. Briggs (Barrister), and S. Gilchrist (Solicitor) for Mrs M, MH, ILA and Mr M; L. Armati, L. Malferrari and M. Wilderspin, Agents for the European Commission Key take-away: On a preliminary reference from the High Court, the Court of Justice ruled that section 11 of the Welfare Reform and...

To: Newcastle Pension Centre, Futures GroupThe Pension Service9 Post Handling Site AWolverhamptonWV98 1AFUK Date: [ insert date ] Dear Pension Service Our client: [ insert client’s name ] Date of birth: [ insert dd/mm/yyyy ] National Insurance number: [ insert NI number ] We represent [ insert client’s name ] in connection with divorce and financial proceedings. Please find enclosed: a letter of authority executed by our client permitting you to disclose information to us concerning their state pension [ a completed Form BR19 ] [ a completed Form BR20 ] We would be grateful if you would provide us with a [ state pension statement AND/OR cash equivalent (CE) valuation of any additional state pension ]. We look forward to hearing from you. Yours faithfully [ firm name ] Enc [ Form BR19 ] [ Form BR20 ]...

[ name of Pension Service office ] [ address of Pension Service office ] [ enter date ] Dear [ enter Pension Service office ] The late [ name of deceased ] National Insurance number: [ National Insurance number ] Further to our correspondence dated [ date of last letter ] we write to confirm that a...

Filed on behalf of the Claimant Statement of [ insert initial and surname of witness ] Statement number: [ insert number of witness statement in relation to the witness ] Exhibits: [ insert initials and number of each exhibit referred to ] Statement date: [ insert date ] [ Translation date: [ insert date ] ] [ At the County Court at [ INSERT ] or the High Court of Justice ] [ Division: [ SPECIFY DIVISION ] ] [ Specialist Court: [ SPECIFY SPECIALIST COURT ] ] [ District Registry: [ INSERT LOCATION ] ] Claim number: [ insert number ] Between A Claimant and B Defendant WITNESS STATEMENT OF [ INSERT FULL NAME ] I, [ insert full name ], of [ insert full address and occupation ], state as follows: Unless otherwise indicated, the facts and matters set out in this statement are within my personal knowledge, and I believe them...