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Turner meaning

What does Turner mean?
In UK pensions practice, “Turner” describes the Pensions commission (2003–2006) chaired by Lord (Adair) Turner—often called the Turner Commission—and, by extension, its reports that set the policy framework for automatic enrolment and the national employment savings trust (NEST). The term is descriptive industry usage, not defined in legislation or case law. The Commission’s recommendations were implemented principally by the Pensions Acts 2007 and 2008 across England & Wales, Scotland and Northern Ireland, creating employer automatic-enrolment duties for eligible jobholders, minimum contributions and compliance oversight by The Pensions Regulator, and establishing the Personal Accounts Delivery Authority (later NEST Corporation) to deliver NEST. The Turner work also influenced reforms to the State Pension and retirement-saving adequacy. Practitioners use “Turner” as shorthand when citing the policy basis for auto-enrolment compliance, NEST participation and workplace pension design under UK pensions law. Usage is broadly consistent across UK jurisdictions. In Ireland, the term is not generally used, although Irish auto-enrolment proposals draw on similar principles.
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NEWS
HBOS Reading fraud: Lloyds settles with Paul and Nikki Turner; £100m redress programme; Noel Edmonds pursues £300m claim

The bank revealed it had reached a settlement with Paul and Nikki Turner, who were victims of a £245m ($330m) lending fraud orchestrated by six ex-staff from HBOS’s impaired assets division, all of whom were jailed earlier this year. The financial details of the deal were not made public. A Lloyds Banking Group spokesman said in a statement that the group apologises for the severe personal hardship the Turners endured and recognises their crucial contribution, over more than a decade, in campaigning relentlessly for justice for every victim of the criminal behaviour at the HBOS Reading Impaired Assets Office. To date, Lloyds has paid around £29m in compensation to 35 of the 63 businesses concerned...

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NEWS
Commercial Court (England and Wales): LMIE hospitality business interruption test cases confirm statutory authority trigger; £1m per-property cap; no per-lockdown limits; furlough receipts to be set off

Judge Jacobs reached decisions on a series of claims lodged by hospitality firms for losses arising from shutting sites across the UK during the coronavirus pandemic lockdowns, finding partly in the businesses’ favour. However, he pared back recoveries by siding with the insurers on policy limits and on whether government job retention payments must be deducted from any payouts. The action is fronted by Gatwick Investment Ltd, which trades as Crowne Plaza London Gatwick Airport, and features the Hollywood Bowl Group, brewer and hotelier Fuller Smith & Turner, and theatre operator International Entertainment Holdings. Most of the claims target Liberty Mutual Insurance Europe (LMIE), while Aviva and Allianz are also defendants to a claim brought by a group of horse-racing tracks. The policies at issue provide cover where the act of a statutory authority, responding to danger or disturbance within one mile of the premises, prevents or impedes access to the property or to the building itself under those terms. Such wording is commonly known as a ‘prevention of access’...

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NEWS
EU competition: Commission merger notifications (including simplified), Nürburgring State aid investigation, and upcoming dates—12 September 2024

Mergers The Commission has received notifications regarding: Turner/Dornan (M.11683) (simplified merger procedure) EDF/Vauban Infrastructure Partners/Ontower Austria (M.11740) (simplified merger procedure) Amundi/Marguerite/Ze Way Invest/Ze Energy JV (M.11681) Note—For details of all active merger probes before the Commission, please see EU mergers—ongoing cases tracker. State aid The Commission has launched an in‑depth investigation to evaluate whether selling the Nürburgring racetrack complex in Germany to Capricorn Nürburgring Besitzgesellschaft GmbH complies with EU State aid rules; see also the press release. Note—For every live State aid decision and each formal State aid inquiry, consult EU State aid decisions—ongoing cases tracker. Upcoming dates For dates of forthcoming EU competition developments, please see the EU Competition calendar...

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PRACTICE NOTES
Litigants in person and corporate parties: rights of audience, McKenzie friends, employee advocates and small claims representation (England and Wales)

This Practice Note examines when litigants in person (LIPs) may appear and advocate for themselves at trial and at other hearings. It also covers support for LIPs by McKenzie friends, how companies might be represented by employees or McKenzie friends, and the particular rules governing LIP representation on the small claims track. It provides guidance on interpreting and applying the relevant CPR provisions. Depending on the court dealing with your case, you may need to consider additional requirements—see: Court specific guidance. For further material on litigants in person, see: Parties and their representatives—overview. Rights of audience Rights of audience are regulated by Part 3 of the Legal Services Act 2007 (LSA 2007). A litigant in person, as a party to the proceedings, holds rights of audience in that case and may represent themselves at trial and in other hearings (LSA 2007, s 19 and Sch 3, paras 1(6), 2(4)). A litigant in person cannot, without the court’s permission, authorise a lay person to appear on their behalf under...

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PRACTICE NOTES
Circular economy and resource efficiency: concepts, EU and domestic policy and legislation, extended producer responsibility, plastics, waste targets, Environmental Improvement Plan 2025, critical minerals, and devolved implementation

Meaning of a ‘circular economy’ The Waste and Resources Action Programme (WRAP) explains that circularity reshapes our throwaway economy into one that cuts out waste, keeps materials in circulation, and embraces nature-positive, low carbon, resource-efficient practices and systems. It is set out as an alternative to the traditional linear economy. The idea recognises the intrinsic value in waste, treating it as a resource rather than something to discard. Returning materials to productive use through re-use, recycling, or recovery operations markedly reduces the environmental burden of resource consumption. The circular economy is inseparable from ecodesign: products must be conceived from the start to remain in use, be repaired, re-used, and, in the end, recycled. Without ecodesign, a circular economy cannot operate in reality. For more on ecodesign, see Practice Note: GB Ecodesign of products—lifecycle assessment. For guidance on the waste hierarchy and on waste recovery, see Practice Notes: Meaning of waste—waste hierarchy and Meaning of waste—recovery operations. Origins of the concept The expression circular economy was introduced by...

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PRACTICE NOTES
2019 civil litigation appeals tracker: key UK appellate courts and CJEU decisions, plus forthcoming appeals

ARCHIVED: This Practice Note has been archived and is not maintained Keeping abreast of case law that shapes a practitioner’s specialism, or influences civil litigation procedure generally, is a persistent challenge for those working in dispute resolution. This Practice Note distils the leading appeal authorities—decisions of the Court of Appeal and Supreme Court, and, where relevant, selected judgments of the Court of Justice of the European Union (CJEU)—that we have reported, giving users straightforward access to those rulings. Use the table of contents in the left margin to browse, or locate items quickly with [CTRL]+[F]. It also sets out a selection of forthcoming appeals, where known, to aid horizon scanning. The material is not intended to be a comprehensive catalogue of every appeal and/or significant decision for dispute resolution practitioners. Key forthcoming appeal cases—2019 Terminating contracts—frustration Canary Wharf (BP4) T1 Ltd v European Medicines Agency [2019] EWHC 921 (Ch)—Court of Appeal: permission to appeal granted in the lower court...

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