Jurisdiction(s):
European Union

EU CMDI package adopted: reforms to BRRD, SRMR and DGSD on bank resolution and depositor protection; ESMA issues MMF stress test guidelines (26 March 2026)

Published on: 26 March 2026

Published by a LexisNexis EU Law expert

Legal News

Table of contents

EU financial services developments
MEPs adopt new bank resolution and depositor protection rules
ESMA publishes guidelines on stress test scenarios under the MMF Regulation

Article summary

EU financial services developments

MEPs adopt new bank resolution and depositor protection rules

As part of the crisis management and deposit insurance (CMDI) review, EU MEPs have approved fresh rules to widen the coverage of the EU framework for the orderly resolution of failed banks, aiming to limit economic disruption and safeguard depositors. The package seeks to expand the range of banks captured by the EU’s bank failure legislation, providing stronger protection for taxpayers’ money. It also intends to equip authorities to handle prospective bank failures more effectively and to harmonise depositor protection across the EU...

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