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UK and EU financial services weekly: regulatory developments, enforcement, markets, payments, insurance, consumer credit, ESG and AI—9 April 2026

Published on: 09 April 2026

Published by a LexisNexis Financial Services expert
Legal News
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Article summary

In this issue:

  • UK, EU and international regulators and bodies
  • Financial crime and sanctions
  • Investigations, enforcement and discipline
  • Regulation of capital markets
  • Sustainable finance and ESG
  • MiFID II
  • Consumer credit, mortgage and home finance
  • Regulation of insurance
  • Payment services and systems
  • Regulation of AI in FS
  • Dates for your diary
  • New and updated content
  • Financial Services Enforcement Database
  • Daily and weekly news alerts
  • LexTalk®Financial Services: a Lexis®Nexis community

FCA publishes discussion paper on discount rates and cost-benefit analyses

The Financial Conduct Authority (FCA) has released a report it commissioned on discount rates and appraisal periods used in the cost–benefit assessment of financial services regulation. The FCA notes that academic literature and current practice at comparable authorities do not justify altering its approach for now; however, in some instances, adjusting cost and benefit estimates before applying the standard discount rate can yield stronger results. The FCA is seeking feedback on the discussion paper.

Source: Discount rates and appraisal periods for the cost-benefit analysis of financial services regulation—Prepared for the Financial Conduct Authority...

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