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R (Greyhound Board of Great Britain Ltd) v Welsh Ministers [2026] EWHC 670 (Admin) What are the practical implications of this case? The ruling reinforces the constitutional divide between the courts and the legislature. It explains that the scheme and framework of the Government of Wales Act 2006 (GWA 2006) embody that separation of powers, and that any judicial attempt to recognise and enforce a common law obligation on Welsh Ministers to consult prior to introducing legislation in the Senedd would trespass upon that boundary. This is not a departure from established principle; case law has already upheld comparable rules for lawmakers in Scotland and at Westminster. However, this is the first express confirmation of the position for Welsh lawmakers, and the first time this dimension of the GWA 2006 has been analysed in such depth. The court examined earlier
The solution arrived through the United Nations Compensation Commission (UNCC), a quasi‑judicial body handling mass claims, created under UN Security Council Resolution 687. By addressing environmental harm—most notably via its ‘F4’ claim class—the UNCC set a seminal benchmark shaping how international law and contemporary arbitral panels allocate financial responsibility for wartime ecological devastation. With present-day wars in areas such as Eastern Europe and the Middle East bringing dam breaches, strikes on chemical facilities, and the burning of farmland, the UNCC’s legacy endures as an essential reference point for states, global investors, and companies engaged in post‑conflict arbitration. The F4 claims: Quantifying the unquantifiable Prior to the 1990s, mechanisms in international law for war reparations overwhelmingly favoured property loss, foregone earnings, and bodily injury. The natural world was commonly treated as a mute, non-compensable victim of armed hostilities...
Understanding the farming business as a business Many farms still use long-standing structures that arose by habit, not strategy. Sole traders, informal partnerships and outdated partnership deeds are common. While once effective, such setups can cause major issues around succession, tax planning and involving the next generation. A corporate team can take a fresh, business-led view of the farm, asking: Who owns the land and other critical assets? Who manages daily operations? Who carries the risk and who enjoys the return? What is the enduring plan for succession? From this review, the team can confirm whether the current setup is fit for purpose or if an alternative — for example an updated partnership agreement, a company, a limited liability partnership, or a blended model — would better meet the family’s aims. Tax efficiency through joined-up advice Tax sits at the centre of most
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In this issue: Types of insurance Intermediaries and market practice UK Regulation EU Regulation New and updated content Case trackers Key dates Daily and weekly news alerts Lex Talk®Insurance: a Lexis®Nexis community Types of insurance Property Aon plc reports that the severe flooding sweeping Spain this week could amount to the most expensive single-loss event for insurers in the country. See News Analysis: Insurers braced for major losses on Spain floods. Marine On 29 October 2024, Spain told an appellate court that arbitration cannot stop it from enforcing an €855m Spanish judgment against marine insurers arising from a significant oil spill off the Spanish and French coasts. See News Analysis: Spain resumes application to enforce €855m award on insurers. Intermediaries and market practice Brokers On 4 November 2024, Marsh announced the launch of a new insurance facility intended to safeguard businesses against the risk of purchasing fraudulent carbon credit certificates. See News Analysis: Marsh launches insurance for carbon credit...
On 5 November 2024, RBC Capital Markets ( RBC) warned that last month’s Court of Appeal decision in three consolidated test cases may extend into other credit segments, such as premium finance. In the wake of the ruling, high street banks could be liable for redress totalling potentially billions of pounds, after the court determined that all finance agreements involving commissions must be fully revealed to customers......
On 31 October 2024, Aon stated that a comprehensive assessment of insured losses was not yet available. However, the insurance broker warned that the bill for damage to homes and other property alone was likely to reach the hundreds of millions of euros. Several days of flash flooding across four regions have torn through bridges and vehicles, reportedly claiming more than 200 lives. Troops have been mobilised following forecasts of further downpours in the Valencia region between 2–3 November 2024......
Marsh stated that the facility is designed to help firms manage the mounting risks associated with certificates that signify a reduction or removal of carbon dioxide from the atmosphere. These certificates are typically issued by third-party verification bodies and are purchased by businesses to offset their own emissions. Yet the insurance broker warned that the carbon credit market is being targeted by criminals who peddle counterfeit certificates or credits tied to projects that do not exist. ‘ As carbon credits become a core component of corporate strategies to meet net-zero targets, companies are left more exposed to fraudsters seeking to profit from this expanding market,’ said Rupert Poland, Marsh’s UK digital asset lead. ‘ The lack of standardisation and transparency in the......
In this issue: Coronavirus ( COVID-19) business interruption Ukraine conflict Market practice UK Regulation FCA publishes results of non-financial misconduct survey EU Regulation Case trackers Key dates Daily and weekly news alerts Lex Talk®Insurance: a Lexis®Nexis community Coronavirus ( COVID-19) business interruption Allianz sees off bid to reinstate coronavirus ( COVID-19) claim ( International Entertainment Holding Ltd and others v Allianz Insurance Plc) On 28 October 2024, the Court of Appeal concluded the insurer’s policy did not respond to losses stemming from government-imposed lockdowns, preventing a theatre operator from reviving its business interruption claim. See News Analysis: Allianz beats theatre business attempt to revive coronavirus ( COVID-19) claim. Ukraine conflict Russian airline kept jets to avert unrest ( Aer Cap Ireland Ltd v AIG Europe SA and another) At a London trial on 24 October 2024, an...
Counsel for Spain told the Court of Appeal Spain’s advocate argued before the Court of Appeal that a previous judge erred in concluding he was not constrained by a June 2022 Court of Justice ruling, which held that arbitration could not prevent the Spanish judgment being enforced in England. Timothy Young KC of Twenty Essex contended that, by reason of precedent, statute and the Brexit withdrawal agreement, the court is bound ... to treat the judgment of the Court of Justice as binding in and on the UK in its entirety. He remarked that some forums have framed this as Brexit’s final great skirmish, when in truth it concerns the operation and application of roughly half a dozen English and UK statutes. In December, High Court Judge Christopher Butcher allowed Spain to contest his earlier order that had stopped Spain enforcing the Spanish...
The Court of Appeal has unanimously dismissed International Entertainment Holdings Ltd's appeal Upholding the lower court’s ruling, the judges confirmed that the policy phrase ‘any policing authority’ did not encompass directions issued by the government. The Court of Appeal disagreed, affirming the first‑instance interpretation. International Entertainment, owner of ATG Entertainment, which operates numerous venues including the Savoy Theatre in London’s West End, maintained that the High Court had misconstrued the policy and that Allianz Insurance Plc ought to have indemnified the business when theatres closed following government‑mandated lockdowns as the coronavirus pandemic intensified. The dispute turns on the construction of the wording, which stated that Allianz would cover the theatre enterprise for closures directly caused by an incident likely to endanger human life or property within a one‑mile radius of the premises, and as a consequence of which access to, or use of, the...
Historically, these lawyers were expected to take on the bulk of cases involving bribery, fraud and financial misconduct brought by the Serious Fraud Office ( SFO) or the National Crime Agency ( NCA). Businesses are, however, increasingly bringing them in to examine allegations of sexual harassment, discrimination and bullying. According to Zulfi Meerza, a former investigative lawyer at the SFO who is now at Rahman Ravelli, it is now rare to see a white-collar crime lawyer dealing solely with traditional white-collar crime matters. The shift mirrors a marked rise in the number of 'incidents'—from harassment and bullying to discrimination—that firms recorded internally between 2021 and 2023, based on a survey released on 25 October 2024 by the Financial Conduct Authority ( FCA). Despite the rise in complaints over the past three years, most were not upheld; only in 43% of cases did firms take...
Voluntary agreement published 24 October 2024 by the Home Office Under this voluntary pact, several organisations—including the Association of British Insurers ( ABI) and Lloyd’s of London—have agreed to a National Crime Agency review into the role of professional enablers within the insurance sector. The signatories have also committed to locating weaknesses in the market and to improving the sharing of data and information between insurance organisations and with the government. Identify loopholes across the insurance market Enhance data and information exchange among insurers and with the government Detect when policies are exploited by criminals posing as brokers or selling bogus insurance to customers Strengthen data security so fraudsters cannot use customer details to target people......
Insurance & Reinsurance weekly highlights—24 October 2024 In this issue: Coronavirus ( COVID-19) business interruption insurance Types of insurance UK regulation EU regulation International regulation Case trackers Key dates Daily and weekly news alerts Lex Talk®Insurance: a Lexis®Nexis community Coronavirus ( COVID-19) business interruption insurance Allianz settles coronavirus loss dispute with restaurant group ( Various Eateries Trading Ltd v Allianz Insurance plc) A hospitality group and insurer Allianz have resolved a £16.4m claim concerning indemnity for lockdown-related disruption during the pandemic. See News Analysis: Allianz settles £16m coronavirus ( COVID-19) loss dispute with restaurant group ( Various Eateries Trading Ltd v Allianz Insurance plc). Types of insurance Cyber Digital risk carrier Coalition has introduced what it claims is the UK’s first specialised service to retrieve funds taken in cyberattacks—and has already recovered £1.4m for a law firm. See News...
The UK Supreme Court unanimously dismissed an appeal brought by Valerie Tindall against Thames Valley Police, alleging a breach of their duty of care to her late husband, after officers purportedly failed to take adequate measures to avert additional road collisions when they attended the scene of a crash caused by a stretch of black ice near Wendover in Buckinghamshire, southern England. Handing down the judgment, Justices George Leggatt and Andrew Burrows held that the officers had neither created nor aggravated the danger so as to incur liability, and were not responsible in law because no duty of care was owed to prevent harm befalling the late Malcolm Tindall. The justices observed that a central criticism of the police was precisely their inaction in relation to the hazard: they did not cordon off or shut the road, there is no...
Various Eateries plc and the insurer agreed to undisclosed settlement terms, according to the 15 October 2024 High Court order signed by Judge Sara Cockerill The order follows a 2021 suit by the restaurant group against Allianz Insurance plc over losses it said were caused by the coronavirus pandemic. A year later the dispute went to trial to decide whether the outbreak triggered the group’s business interruption policy whenever someone in the UK contracted the disease, which could permit separate claims for each venue. At trial, Various Eateries — owner of the Strada, Coppa Club and Tavolino brands — maintained it was due a payout for every government lockdown and package of restrictions, arguing these amounted to distinct events under the wording. On that basis, the company said it could claim for its almost £16.4m......
The On 21 October 2024, the Big Four accounting firm reported that, despite a reduction in major weather events, losses predominantly stemmed from supply-chain disruption, a higher frequency of claims and elevated inflation. Martina Neary, EY’s UK insurance leader, said many UK home insurers postponed increasing premiums in step with inflation in 2022 to remain competitive following the Financial Conduct Authority’s pricing reforms. That move fuelled a pronounced uplift in premiums in 2023 and is expected to persist in 2024 as firms contend with stubborn inflation and ongoing supply-chain challenges. Neary also cautioned that 2024 will be another demanding year for both firms and customers. She said organisations will need to carefully balance multiple pressures, from supporting customers in financial difficulty to investing in critical growth areas such as digital transformation, while navigating uncertainty around climate change......
On 15 October 2024, UK insurance firm Coalition Risk Solutions Ltd said its new 'clawback' service can intercept funds within the banking system before a cybercriminal gets hold of them. Coalition added that the clawback capability has already helped to recover £1.4m for one of its clients. In a statement, Laura Stewart, Coalition’s UK head of claims, said bringing a financial crime law partner into its team was vital to applying its funds transfer fraud expertise to the murky UK market......
In this issue: Types of insurance Intermediaries and market practice UK regulation New and updated content Case trackers Key dates Daily and weekly news alerts Lex Talk®Insurance: a Lexis®Nexis community Types of insurance Motor vehicle and road traffic accident On 16 October 2024, the government pledged to confront soaring motor insurance premiums hitting motorists, convening a cross-party panel of politicians, specialists and regulators to investigate the causes and propose remedies. See News Analysis: Government launches taskforce to combat spiralling insurance cost. Intermediaries and market practice Brokers ( Aon UK Ltd and others v Howden Group Holdings Ltd and others) On 10 October 2024, Howden Group asked the court to suspend elements of Aon’s claim against the broker over alleged employee poaching from Aon’s Brazilian insurance operation, arguing that Brazil is the appropriate jurisdiction for resolving the dispute. See News...
A lawyer representing Howden told the High Court the dispute should be decided in Brazil, where, it is alleged, the broker used Aon’s own personnel as internal recruiters to entice staff from its Brazilian operation. David Craig KC of Essex Court Chambers said Aon contends the impetus behind 11 of its employees moving to Howden was Antonio Rodrigues, then chief executive of Aon’s Brazilian reinsurance unit. He added that Aon’s pleadings make plain that Brazil is the predominant location of the alleged wrongdoing. According to Aon, the supposed team move in Brazil was engineered by Mr Rodrigues, leading to the hiring of 11 employees there who, it maintains, would not have left but for his solicitation. Aon accuses Howden and senior figures at the broker of unlawfully conspiring to raid its workforce and clients. It further alleges the broker exploited Aon insiders to secure...
Insurance & Reinsurance weekly highlights—10 October 2024 In this issue: Ukraine conflict Coronavirus ( COVID-19) business interruption insurance Cases and decisions UK Regulation EU Regulation New and updated content Case trackers Key dates Daily and weekly news alerts Lex Talk®Insurance: a Lexis®Nexis community Ukraine conflict Aviation claims ( Aer Cap Ireland Ltd v AIG Europe S. A. and another) — counsel for leading lessor Aer Cap told the High Court on 2 October 2024 that there is ‘no room’ for major insurers to decline billion-dollar claims concerning aircraft taken by Russian airlines, as the opening day of a trial expected to serve as a test case for further claims. See News Analysis: Aer Cap battles insurers over stranded jets as trial begins — at the 3 October 2024 hearing, a cohort of aviation insurers argued that directions from Russian President Vladimir Putin, a political act following sanctions, stopped hundreds of...
Broker Bausor Hall Associates Ltd and management firm 4D Properties Holdings Ltd have reached a settlement on allegations that 4D Properties should bear a share of liability for £2m in damages sought by property investor Gold Care Hotels Ltd, as recorded in a High Court order. That order, dated 30 September 2024, has only recently been disclosed. The compromise forms part of Gold Care’s August 2020 action challenging the refusal by Bausor Hall and AXA Insurance UK plc to fund the rebuilding of two retail units in Glasgow, Scotland, which were fire-damaged in 2018 because the upper storeys were occupied by a nightclub and a hotel. In 2023, Bausor Hall issued a Part 20 claim against 4D Properties, asserting that the company had supplied the information relied on by the broker in this case......
On 3 October 2024, AXA Climate, a unit of French insurer AXA Group, announced a new offer within its Altitude suite of climate services. The tool calculates the climate risk burdening corporate sites and operations, enabling better stewardship of climate strategies. Industrial players can, for instance, identify locations most vulnerable to climate threats and evaluate likely impacts. According to AXA Climate, as the severity and likelihood of weather-related hazards rise, companies must refine building design, adjust production workflows and strengthen site oversight. The service supports better adaptation planning across sites and operations......
A courtroom dispute about who should foot the bill for Boeing and Airbus jets left in Russia after its invasion of Ukraine calls on Judge Andrew Butcher to rule on insurers’ liability and the relevant categories of cover. Jonathan Gaisman KC of 7 King's Bench Walk, speaking for a cohort of all-risk insurers, said that once the West imposed sanctions on Russia it became apparent the state intended to retain the aircraft in-country by one method or another. The planes, he argued, had to remain in Russia for practical reasons and as a matter of geopolitical prestige. His case is that the Russian state appropriated the airframes as a political measure, engaging the war-risk policy, rather than any indemnity under the wider all-risks wording for loss of or damage to aircraft. An alternative position advanced by certain lessors is that the airlines...
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When evaluating a general damages claim, the practitioner ought initially to refer to the Judicial College Guidelines (JCG)...
This Practice Note This Practice Note reviews mechanisms used in settling litigation. A Tomlin order consists of a consent order paired with a schedule. It operates to stay proceedings on terms that have been agreed. The provisions contained in the schedule may remain confidential. This Practice Note describes the scope of confidentiality attaching to the schedule and sets out how it differs from a standard consent order. Sample wording for a Tomlin order is included, alongside links to precedents, as well as guidance on court approval. It also addresses varying, setting aside and enforcing a Tomlin order, including the considerations the court will take into account when handling applications for each. Further guidance is provided on interpreting and applying the relevant provisions of the CPR; however, some courts and divisions impose very specific requirements for both drafting and approval, and for approaching the schedule and confidentiality issues. Accordingly, you must consider the particular rules and court guide provisions in the forum where your claim is proceeding when drawing up the Tomlin order...
Date [ date ] Parties [ name of Landlord ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Landlord) [ name of Tenant ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Tenant) [ [ name of Guarantor ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Guarantor) ] [ [ name of Mortgagee ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Mortgagee) ] Definitions Within this Deed, the terms below shall be interpreted as follows: [ Annual Rent • the annual sum reserved under the Lease; ] [ Insurance Rent • the Tenant’s share of the Landlord’s costs of insuring the Property (as set out in the Lease); ] Lease • the lease of the Property dated [ date ], entered into between (1) [ the Landlord OR [ name ...
I, [ name ], of [ address ], solemnly and sincerely state that: [ Matters to be verified, set out in numbered paragraphs ] I make this solemn statement in good conscience, believing it to be true, and pursuant to the provisions of the Statutory Declarations Act 1835. DECLARED at [ details ] this [ day ] day of [ month and year ] Before me ................................................................................ [ signature of the person before whom the declaration is made ] A [ commissioner for oaths OR [ solicitor OR [ insert other qualification ] ] authorised to administer oaths ]...
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