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R (Greyhound Board of Great Britain Ltd) v Welsh Ministers [2026] EWHC 670 (Admin) What are the practical implications of this case? The ruling reinforces the constitutional divide between the courts and the legislature. It explains that the scheme and framework of the Government of Wales Act 2006 (GWA 2006) embody that separation of powers, and that any judicial attempt to recognise and enforce a common law obligation on Welsh Ministers to consult prior to introducing legislation in the Senedd would trespass upon that boundary. This is not a departure from established principle; case law has already upheld comparable rules for lawmakers in Scotland and at Westminster. However, this is the first express confirmation of the position for Welsh lawmakers, and the first time this dimension of the GWA 2006 has been analysed in such depth. The court examined earlier
The solution arrived through the United Nations Compensation Commission (UNCC), a quasi‑judicial body handling mass claims, created under UN Security Council Resolution 687. By addressing environmental harm—most notably via its ‘F4’ claim class—the UNCC set a seminal benchmark shaping how international law and contemporary arbitral panels allocate financial responsibility for wartime ecological devastation. With present-day wars in areas such as Eastern Europe and the Middle East bringing dam breaches, strikes on chemical facilities, and the burning of farmland, the UNCC’s legacy endures as an essential reference point for states, global investors, and companies engaged in post‑conflict arbitration. The F4 claims: Quantifying the unquantifiable Prior to the 1990s, mechanisms in international law for war reparations overwhelmingly favoured property loss, foregone earnings, and bodily injury. The natural world was commonly treated as a mute, non-compensable victim of armed hostilities...
Understanding the farming business as a business Many farms still use long-standing structures that arose by habit, not strategy. Sole traders, informal partnerships and outdated partnership deeds are common. While once effective, such setups can cause major issues around succession, tax planning and involving the next generation. A corporate team can take a fresh, business-led view of the farm, asking: Who owns the land and other critical assets? Who manages daily operations? Who carries the risk and who enjoys the return? What is the enduring plan for succession? From this review, the team can confirm whether the current setup is fit for purpose or if an alternative — for example an updated partnership agreement, a company, a limited liability partnership, or a blended model — would better meet the family’s aims. Tax efficiency through joined-up advice Tax sits at the centre of most
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Hannah Gurga, director at the ABI, noted on 23 June 2025 that the Whitehall strategy unveiled that day sets out a clear, firm long-term growth plan, a pledge to work closely with business, and the stable regulatory backdrop companies require to prosper. Branded a modern industrial strategy, it pinpoints eight sectors the government judges to hold the greatest scope for economic expansion, spanning advanced manufacturing, clean energy, and financial services such as banking and insurance. Spanning ten years, the blueprint contains policies intended by policymakers to spur investment and help firms in those areas scale. The 160-page document also proposes action to address steep industrial electricity prices, it states, as well as......
Morningstar DBRS, the credit ratings agency, noted in an insurance market bulletin that ships passing through the Red Sea, the Strait of Hormuz and the Persian Gulf—key corridors for energy shipments—are encountering sharply higher insurance premiums. However, the agency cautioned that such increases would barely mitigate sector losses should large claims arise, potentially impacting multiple classes of cover across the market, and spilling over into diverse lines of business......
In this issue: Cases and decisions Insurance types Insurance claims Jurisdiction and applicable law EU regulation International regulation New and updated content Lex Talk®Insurance: a Lexis®Nexis community Cases and decisions Am Trust Specialty Ltd (formerly Am Trust Europe Ltd) v Endurance Worldwide Insurance Ltd (trading as Sompo International) The Court of Appeal addressed a dispute over the breadth of disclosure arising from a collapsed litigation funding arrangement. Novitas Loans Limited, as claimant, pursued Am Trust Specialty Limited for loss under a Deed of Indemnity; Am Trust, in turn, brought Part 20 claims against Sompo International, the insurer of the now-insolvent Scheme Solicitors. The appeal focused on a case management decision refusing disclosure of pre-contractual communications between Sompo and the Scheme Solicitors—material which Am Trust said mattered to construing the policies and any exclusions. The appeal was allowed, with the court...
Allianz SE’s British division said planned redundancies will span its entire UK operation, covering commercial, speciality and personal insurance lines across the business nationwide throughout the United Kingdom. The firm, which employs about 6,000 people in the UK, added that roles are being cut as customers increasingly more frequently go online for its services and arrange policies via price comparison sites......
Broker WTW and price comparison site Confused.com WTW and Confused.com, in a joint analysis, argued that market consolidation has driven pricing changes and is set to keep doing so, even with margin pressures. According to the report, the typical UK motor policy now costs £757, down 16% from a June 2024 peak of £901. This update comes after the Competition and Markets Authority approved the £3.7bn tie-up of personal lines insurers Aviva Plc and Direct Line. Together they sit first and third by UK insurance market share, underscoring how scale continues to shape pricing dynamics across the sector today......
On 2 May 2025, the Supreme Court of the UK declined permission to appeal in The Kingdom of Spain v The London Steam- Ship Owners' Mutual Insurance Association Ltd [2025] UKSC 24 This procedural closure ended the Spanish state’s decades‑long effort to enforce an €855m judgment of its own highest court against the London Steam‑ Ship Owners’ Mutual Insurance Association Ltd, insurer of the ill‑fated M/ T Prestige. Framed by one of Europe’s worst environmental disasters — a vast oil spill off the Galician coast — and a maze of cross‑border legal regimes, the dispute laid bare the increasingly intricate interplay between arbitral sovereignty, foreign state immunity, and the evolving landscape of post‑ Brexit private international law. Across more than twenty years, the litigation became a touchstone for wider tensions: civil law traditions permitting direct tort actions against insurers versus common law’s emphasis on...
The Lloyd's Market Association ( LMA) Joint War Committee stated it convened on the morning of 18 June 2025 to consider what the conflict between the two states means for the sector. The body, comprising marine hull war underwriters from both the Lloyd's of London market and the London companies market, plays a significant role in shaping best practice across the industry, including matters such as policy exclusions......
Lawyers say the outcome of the three-year High Court battle over 147 planes and 16 engines has global implications for insurers facing demands for billions of dollars in repayments in multiple jurisdictions following Russia's invasion of Ukraine in 2022. On 18 June 2025, Judge Christopher Butcher ruled that ‘the aircraft have been lost’, meaning the providers of war risk cover must pay out to the owners and lessors under the relevant war risk policies. Aaron Le Marquer, a partner at Stewarts Law LLP, said the decision ‘will be directly relevant to other disputes over losses flowing from assets stranded in Russia following the invasion of Ukraine’, noting that outside aviation such claims are typically brought under political risk policies. A consortium of six leasing companies, among them Aer Cap, issued proceedings against AIG, Lloyd’s of London and Chubb after Russian carriers refused to return their jets,...
Insurance & Reinsurance weekly highlights—19 June 2025 In this issue: Coronavirus ( COVID-19) business interruption insurance Insurance types EU regulation Cases tracker Dates for your diary Daily and weekly news alerts New and updated content Coronavirus ( COVID-19) business interruption insurance Cosmetics studios sue Beazley over coronavirus ( COVID-19) business losses Close to 70 cosmetics clinics—covering tattoo parlours and a flotation therapy centre—have brought proceedings against two Lloyd’s of London syndicates overseen by Beazley, seeking compensation for losses allegedly suffered after temporary closures during the coronavirus outbreak. See: Cosmetics studios sue Beazley over coronavirus ( COVID-19) business losses. Insurance types Aviation A data analytics firm reports the Air India flight AI171 crash could leave the insurance market with a US$200m hit, further reinforcing the hardening trend across commercial aviation. See: Air India crash likely to cost insurers US$200m TATA AIG...
Global Data Plc stated the loss would cover the US$75m to US$80m price of the aircraft, with the balance stemming from liability exposures under the Montreal Convention 1999 and domestic law. The firm said TATA AIG General Insurance Company Ltd and New India Assurance Co Ltd were the aircraft’s main insurers, yet most of the exposure has been transferred to the home and overseas reinsurance markets. Global Data also notes that Indian reinsurer General Insurance Corp of India ( GIC Re) is probably on the hook for around 5% of losses......
On 11 June 2025, the Association of British Insurers ( ABI) urged a clear, long-range framework to guide investment in climate resilience. With support from Flood Re, the government-backed reinsurer, the industry can offer affordable home cover to households exposed to flooding. That scheme is scheduled to leave the market in 2039. By that point, the ABI hopes that upgrades to infrastructure and the planning system will enable insurers to assume enough of the risk themselves while keeping policies affordable for customers. ‘ The funding signalled as stated by the ABI......
Among the follow insurers on Air India’s hull and liability cover are General Insurance Corp of India ( GIC) and ICICI Lombard General Insurance Co Ltd, according to sources quoted by Law360. In aviation insurance, cover is generally shared between several different insurers......
Daniel Watterson, trading as Wottos Ink On 23 May 2025 at the High Court, Daniel Watterson, who trades as Wottos Ink, together with 68 fellow claimants, contended that both Beazley syndicates had violated their numerous insurance policies by refusing to pay the losses claimed. Wottos Ink, alongside Max Tats, Lytham Float Co Ltd and others, pressed in a filing, recently made public, for a ruling that both syndicates are obliged to indemnify each and every claimant. The claim states that each claimant is entitled to indemnity up to the applicable policy limit. However, no payment has been made at all, said to be an alleged breach of those policies, and the claimants say they have suffered loss and damage as a result of that payment being withheld......
Airmic’s report notes that 22% of those surveyed said that insurers are more frequently adding ‘conditions precedent’ provisions to policy terms following the Insurance Act 2015 ( IA 2015). Commissioned by Airmic and conducted in March 2025 by the law firm Herbert Smith Freehills Kramer LLP, the study canvassed a sample of 56 risk managers in total. Overall, 64% felt the IA 2015 had influenced the market positively; however, up to 85% indicated there had been no change, according to responses by the respondents to the survey......
The government argues that stopping public bodies from handing over large sums to ransomware gangs will discourage attacks. However, insurance and legal specialists fear such a bar will sharply increase the expense of rebuilding digital systems and rack up further millions in lost income. The knock-on effect, they warn, is that cyber insurance for services ranging from councils to vital utilities could price itself out of reach. Premiums could rise, cover might be narrowed, and in some cases risks could even become uninsurable, said Jamie Mac Coll, senior research fellow for cyber and technology at the Royal United Services Institute ( RUSI) think tank. In January 2025 the government opened a consultation proposing a blanket ban on all public authorities yielding to and paying ransomware demands. That consultation closed on 8 April 2025, and Whitehall has not yet replied or set out its next...
Insurance & Reinsurance weekly highlights—12 June 2025 In this issue: Cases and decisions Insurance types Contractual considerations Insurance claims— Fraud and dishonesty Financial crime and sanctions EU regulation Cases tracker Dates for your diary New and updated content Daily and weekly news alerts Lex Talk®Insurance: a Lexis®Nexis community Cases and decisions War risk insurers found liable for jets stranded in Russia ( Aer Cap Ireland Ltd v AIG Europe SA and another) Major insurers must pay out in a multibillion-dollar dispute concerning hundreds of aircraft left in Russia after the 2022 invasion of Ukraine, following a London judge’s ruling on 11 June 2025 that the jets and their engines are deemed lost. See: War risk insurers found liable for jets stranded in Russia. Archer v R ' N' F Catering Ltd First (t/a Biplob...
Introducing a layered sanctions framework that permits adaptable reactions to varied hostile conduct is strongly urged in a paper from the Adam Smith Institute, the free-market think tank, and co-written by Robert Buckland KC. According to the report, such an approach would draw distinctions among modern forms of aggression, including cyber attacks, violations of human rights and economic subversion. The paper also lists environmental damage alongside political meddling as well. In addition, the institute argued that revising the legal meaning of ‘conflict’ would enable the UK to calibrate for differing degrees of risk and to take measured steps against state as well as non-state entities......
APIL comments APIL alleged that insurers were misusing the fundamental dishonesty defence as a tactic intended to ‘financially and psychologically exhaust vulnerable injured people’. Representing claimant law firms, APIL voiced these concerns in response to a Legal Services Board consultation on lawyers’ professional ethical duties, which was open from 6 March 2025 at that time......
On 4 June 2025 at Southwark Crown Court, the Serious Fraud Office ( SFO) accused United Insurance Brokers Ltd of corporate misconduct, arising from its purported failure to prevent employees of a US-based intermediary from paying bribes to a state official in the South American country during the period October 2013 to March 2016......
Aviva plc issued a warning after reviewing data from 2019–24, which indicated that the volume of fire-related claims climbs during periods of warmer weather. April 2025 to May 2025 are already breaking records. ‘ In 2025, April and May show a higher tally of fires starting outside the home, exceeding every month of 2024,’ Aviva plc stated......
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When evaluating a general damages claim, the practitioner ought initially to refer to the Judicial College Guidelines (JCG)...
This Practice Note This Practice Note reviews mechanisms used in settling litigation. A Tomlin order consists of a consent order paired with a schedule. It operates to stay proceedings on terms that have been agreed. The provisions contained in the schedule may remain confidential. This Practice Note describes the scope of confidentiality attaching to the schedule and sets out how it differs from a standard consent order. Sample wording for a Tomlin order is included, alongside links to precedents, as well as guidance on court approval. It also addresses varying, setting aside and enforcing a Tomlin order, including the considerations the court will take into account when handling applications for each. Further guidance is provided on interpreting and applying the relevant provisions of the CPR; however, some courts and divisions impose very specific requirements for both drafting and approval, and for approaching the schedule and confidentiality issues. Accordingly, you must consider the particular rules and court guide provisions in the forum where your claim is proceeding when drawing up the Tomlin order...
Date [ date ] Parties [ name of Landlord ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Landlord) [ name of Tenant ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Tenant) [ [ name of Guarantor ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Guarantor) ] [ [ name of Mortgagee ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Mortgagee) ] Definitions Within this Deed, the terms below shall be interpreted as follows: [ Annual Rent • the annual sum reserved under the Lease; ] [ Insurance Rent • the Tenant’s share of the Landlord’s costs of insuring the Property (as set out in the Lease); ] Lease • the lease of the Property dated [ date ], entered into between (1) [ the Landlord OR [ name ...
I, [ name ], of [ address ], solemnly and sincerely state that: [ Matters to be verified, set out in numbered paragraphs ] I make this solemn statement in good conscience, believing it to be true, and pursuant to the provisions of the Statutory Declarations Act 1835. DECLARED at [ details ] this [ day ] day of [ month and year ] Before me ................................................................................ [ signature of the person before whom the declaration is made ] A [ commissioner for oaths OR [ solicitor OR [ insert other qualification ] ] authorised to administer oaths ]...
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