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Insurance and reinsurance weekly, 22 January 2026: UK case law on indemnity limits and pay-first clauses; UK, EU and international regulatory updates; key consultations and deadlines

Published on: 22 January 2026

Published by a LexisNexis Insurance & Reinsurance expert
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In this issue:

  • Cases and decisions
  • Insurance types
  • UK Regulation
  • EU Regulation
  • International Regulation
  • Cases tracker
  • Dates for your diary
  • Daily and weekly news alerts
  • New and updated content
  • LexTalk®Insurance: a Lexis®Nexis community

Cases and decisions

Acasta European Insurance Company Ltd v Eshiett

The King's Bench Division (Commercial Court) ruled in favour of Acasta, the claimant insurer, on a Part 8 Civil Procedure Rules application addressing the scope of its liability under insurance arrangements for properties in London. Acasta sought a declaration that the apartment block carried only an index‑linked aggregate indemnity limit of £1.5m. The defendants, who held interests in the block or individual flats, contended that each flat benefited from separate cover with its own £1m limit. The court held that the first limb of the ‘Limits of Indemnity’ definition fixed a £1m cap for claims concerning any individual flat, whereas the second limb created an overall £1.5m limit for all residential properties within one continuous structure. That construction was supported by the natural meaning of the policy wording and by consistency with other provisions...

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