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UK and International Insurance/Reinsurance Regulatory and Cases Briefing: fraud surge, cyber cover for state terrorism reinsurer proposed, PRA LIST 2025 results, IAIS/FSB consultations—27 November 2025

Published on: 27 November 2025

Published by a LexisNexis Insurance & Reinsurance expert
Legal News
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In this issue:

  • Insurance claims
  • Insurance types
  • UK regulation
  • International regulation
  • Cases tracker
  • Dates for your diary
  • New and updated content
  • Daily and weekly news alerts
  • LexTalk®Insurance: a Lexis®Nexis community

Insurance claims

Fraud and dishonesty

Fraud within the UK general insurance market climbed again in 2024, largely led by motor cover, the Association of British Insurers (ABI) warned on 17 November 2025. See: Fraudulent insurance claims continue to top £1bn a year.

Insurance types

Cyber

Amid rising concern about the economic risk of a major strike on IT infrastructure, the Business and Trade Committee said the government should widen the remit of the UK’s £2.2trn terrorism reinsurer to include emerging cyberthreats. See: MPs call for expansion of state reinsurer to cyberthreats.

UK regulation

PRA publishes insurer-specific results of Life Insurance Stress Test 2025

The Prudential Regulation Authority (PRA) has released insurer‑specific outcomes for the 2025 Life Insurance Stress Test (LIST 2025). These results appear in Annex 4 to the sector-wide findings issued on 17 November 2025...

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