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Property disputes: mortgage enforcement, mortgagee sale duties, insolvency possession, proprietary claims, litigation guidance, broadband in flats, rent review reform, and Welsh/Scottish case and policy updates—18 December 2025

Published on: 18 December 2025

Published by a LexisNexis Property Disputes expert
Legal News
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Article summary

In this issue:

  • Enforcing security and property insolvency
  • Disputes and remedies
  • Electronic communications
  • Key developments and horizon scanning
  • Repairing obligations and dilapidations
  • Property disputes in Scotland
  • Additional Property Disputes updates
  • LexTalk®Property Disputes: a Lexis®Nexis community
  • Daily and weekly news alerts
  • New and updated content
  • Dates for your diary
  • Trackers
  • Latest Q&As
  • Property Disputes Highlights 2025/2026

Enforcing security and property insolvency

Affirmation of bank's security in mortgage breach proceedings (Ashrafi v Belmont Green Finance)

In Ashrafi v Belmont Green Finance [2025] EWHC 3247 (Ch), the Chancery Division rejected the appeal brought by Mr and Mrs Ashrafi, thereby upholding a possession order in favour of Belmont Green Finance (the Bank) over their property. Unable to secure a mortgage themselves, they arranged for Mrs Ashrafi’s brother, Mr Shabir, to take out the loan on the property. The Bank released funds in March 2019; however, the repayment obligations were not satisfied, and the Ashrafis’ occupation contravened the buy-to-let terms, which barred family members from living at the mortgaged property...

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