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UK restructuring and insolvency: ECCTA ID checks, enforcement and director bans, case law, revised Insolvency Code of Ethics, Supreme Court on motor finance, consultations and dates, 7 August 2025

Published on: 07 August 2025

Published by a LexisNexis Restructuring & Insolvency expert
Legal News
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Article summary

In this issue:

  • Key R&I law developments
  • Corporate insolvency processes
  • Personal insolvency
  • Directors and insolvency
  • Insolvency litigation
  • The office-holder
  • Financial institutions
  • Daily and weekly news alerts
  • Corporate Rescue and Insolvency (August 2025)
  • Key dates for restructuring and insolvency professionals

Key R&I law developments

Companies House announces mandatory ID verification timeline starting November 2025

Companies House confirmed that compulsory identity checks under the Economic Crime and Corporate Transparency Act 2023 (ECCTA 2023) begin on 18 November 2025. Prospective directors must verify before incorporation or appointment, and existing directors will do so with their next confirmation statement. Persons with significant control have a 12-month transition to complete checks. The regime captures around 6–7 million people, who must finish verification by November 2026. Verification will run via GOV.UK One Login or through Authorised Corporate Service Providers. Once in force, acting as a director without verification will be an offence. See: LNB News 05/08/2025 29.

Insolvency Service publishes June 2025 enforcement outcomes management information

The Insolvency Service has refreshed its enforcement outcomes management information for June 2025. The figures show 81 director disqualifications and 6 bankruptcy and debt relief restrictions. See: LNB News 31/07/2025 18...

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