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EU eIDAS2 Digital Identity Wallet: acceptance duties, EAAs, SCA-linked authentication and relying party registration—timelines and compliance actions to 2027

Published on: 29 October 2025

Published by a LexisNexis Ireland - Commercial expert
Legal News
Article summary

The EU is reshaping the management of digital identity across Member States, with the Digital Identity Wallet shifting from conceptual policy to near-term deployment. Driving this change is the amended Electronic Identification, Authentication and Trust Services Regulation (EU) 2024/1183 (the eIDAS2 Regulation), which took effect on 20 May 2024, building on the original eIDAS framework (eIDAS Regulation (EU) 910/2014) that set rules for electronic identification and trust services throughout the EU. The centrepiece of eIDAS2 is the ‘Identity Wallet’—a secure mobile application enabling EU citizens and businesses to store, control and share digital credentials such as identity documents, professional certificates and business licences. By the end of 2026, the Identity Wallet must be available to all EU citizens, residents and organisations. By December 2027, specific regulated sectors, including banks, credit institutions, e-money institutions and payment service providers, will be obliged to accept them as a means for citizens to verify identity and other credentials. With the Identity Wallet set to play a role in daily life, we examine the framework underpinning it and what organisations must do to support its rollout.

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