Jurisdiction(s):
United Kingdom

Key definition

Lender definition

What does Lender mean? In legal practice, a lender is the party that advances money or otherwise extends credit to a borrower under a loan or facility agreement, to be repaid (usually with interest and fees) on agreed terms. Lenders include banks, building societies, finance companies, credit funds and syndicates (often acting through an agent and security trustee). “Lender” is a descriptive term used across financing contexts rather than a term generally defined in statute. Legislation and regulation more often use “creditor” or define specific categories (for example, regulated mortgage lending and consumer credit), for which authorisation and conduct rules apply in the...

Guarantor demand letter under guarantee and indemnity, including optional debenture enforcement and appointment of receivers (English law)

Published by a LexisNexis Restructuring & Insolvency expert

Precedents

[ To be printed on the Lender’s headed paper issuing the demand ]

To:
[ Insert name of individual and/or role ]
[ Insert name of the Guarantor or other relevant entity ]
[ Insert address ]
[ Insert facsimile/fax number ]
[ Insert email address ]
[ Copy: [ specify recipient ] ]

BY [ HAND OR FIRST CLASS POST OR FACSIMILE OR EMAIL ]

[ Insert date of letter ]

Demand letter

Guarantee and indemnity deed dated [ insert date ] given by [ insert name of guarantor ] (the Guarantor) in favour of [ insert name of lender ] (the Lender) concerning the obligations of [ insert name of Company ] (the Company) (the Guarantee) [ Debenture dated [ insert date ] executed by the Guarantor in favour of the Lender (the Debenture) ]

Unless stated to the contrary, all terms and expressions defined in the Guarantee shall carry the same meanings in this letter. References to “you” mean the Guarantor, and references to “we” or “us” mean the Lender...

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Web page updated on 22/05/2026

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