Jurisdiction(s):
United Kingdom

Related legal acts

Key definition

Lender definition

What does Lender mean? In legal practice, a lender is the party that advances money or otherwise extends credit to a borrower under a loan or facility agreement, to be repaid (usually with interest and fees) on agreed terms. Lenders include banks, building societies, finance companies, credit funds and syndicates (often acting through an agent and security trustee). “Lender” is a descriptive term used across financing contexts rather than a term generally defined in statute. Legislation and regulation more often use “creditor” or define specific categories (for example, regulated mortgage lending and consumer credit), for which authorisation and conduct rules apply in the...

Deed of all-monies legal charge over freehold/leasehold property with assignment of insurance policies and receiver powers (England and Wales)

Published by a LexisNexis Property expert

Precedents

Definitions

This Deed, between Lender and Borrower, defines key expressions used.

Costs: all expenses on a full indemnity basis, including legal and professional fees.
Event of Default: events in clauses 4.1.1–4.1.9.
Financial Indebtedness: borrowing, bonds, finance leases, receivables financing, counter‑indemnities, and related guarantees.
Insurance Policy: any current or future insurance benefiting the Borrower regarding the Real Property.
Interest Rate: the stated annual rate or a closely comparable replacement if required.
Legislation: UK laws and subordinate instruments, as amended, including approved codes of practice.
Real Property: the assets in Schedule 1 together with buildings, fixtures and fixed plant.
Receiver: any receiver (including a receiver and/or manager) appointed under this Deed or by law.
Secured Obligations: all present and future liabilities to the Lender, including Costs and interest.
Security Interest: any mortgage, charge, pledge, lien or similar arrangement conferring security.
Security Period, VAT, Working Day: from today until full discharge; value added tax; any day except Saturday, Sunday or bank/public holidays.

Interpretation: headings do not affect construction; “including” means without limitation; notices must be in writing; gender, singular/plural and person references are to be read accordingly; successors are included...

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Web page updated on 22/05/2026

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