Jurisdiction(s):
United Kingdom

Related legal acts

Key definition

Mortgagor definition

What does Mortgagor mean? In practice, the mortgagor is the borrower (an individual, company or partnership) who grants a mortgage or charge over property to a lender (the mortgagee) as security for a loan or other obligations, for example a person buying a house with a residential mortgage. The term is widely used in legislation and case law in England and Wales, Northern Ireland and Ireland; in Scotland the functional equivalent is the debtor or owner who grants a standard security. Key features: the mortgagor normally retains legal title and possession, subject to the lender’s proprietary security and the equity of redemption....

Supplemental legal mortgage of real property supplementing debenture by single company chargor to single lender (England and Wales), securing finance document obligations with assignment of insurance policies and specific contracts

Published by a LexisNexis Banking & Finance expert

Precedents

This Deed is dated [ date ].

Parties

[ insert name of Chargor ], a company incorporated in England and Wales with registered number [ insert company number ], whose Registered office is at [ insert address ] (the Chargor); and
[ insert name of Lender ] of [ insert address ] (the Lender).

Recitals:

This Deed is supplemental to the Debenture (as defined below), under which the Chargor created mortgages and charges over, among other assets, all of its then existing freehold and leasehold property in favour of the Lender, for the purpose of offering security to the Lender in respect of the Secured Obligations (as defined below).
The Chargor enters into this Deed pursuant to clause [ insert relevant clause number ] (Further assurance) of the Debenture, in order to grant a legal mortgage over the Mortgaged Property (as defined below), thereby affording the Lender additional security in relation to the Secured Obligations (as defined below)...

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Web page updated on 22/05/2026

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