Jurisdiction(s):
United Kingdom
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Key definition
Intermediary definition

What does Intermediary mean? In legal practice, an intermediary is a person or firm that stands between a product provider and a client, facilitating, arranging or advising on financial and investment transactions and the distribution of products. The word is descriptive, but specific categories (such as investment or insurance intermediaries) are defined and regulated. In the UK, these activities are generally regulated activities under the Financial Services and Markets Act 2000, requiring FCA authorisation or supervision as an appointed representative. Typical examples include brokers, arrangers and investment platforms. Core legal features include conduct-of-business duties (suitability or appropriateness and disclosure, including commission), client money and...

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Precedent terms for supply of temporary workers by an employment business (English law): AWR 2010, Conduct Regs 2003, IR35/ITEPA, fees and direct hire restrictions

Precedents
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SI 2026/82, the Data (Use and Access) Act 2025 (Commencement No 6 and Transitional and Saving Provisions) Regulations 2026, now brings into effect the outstanding elements of the Data (Use and Access) Act 2025 (DUAA 2025). Provisions concerning subject access requests, legitimate interests, purpose limitation, automated decision-making, international transfers and enforcement take effect from 5 February 2026, while those addressing penalty notices and complaints take effect from 19 June 2026. For more information, refer to Practice Note: Data (Use and Access) Act 2025—employment implications. This Precedent will be updated shortly to reflect these changes...

Terms and Conditions

1 The Recruitment Services

  1. 1.1 The Agency identifies and provides Temporary Workers to undertake Assignments for Clients in accordance with a Client’s Work Specification (the Recruitment Services).
  2. 1.2 When delivering the Recruitment Services under this Agreement, the Agency acts at all relevant times as an employment business under the Conduct of Employment Agencies and Employment Business Regulations 2003.
  3. 1.3 As a default position, Temporary Workers are treated as individuals ‘employed’ by the Agency and processed through PAYE, unless the Client, following a fair and objective assessment, determines they are self-employed and outside IR35...
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Web page updated on 22/05/2026

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