Jurisdiction(s):
United Kingdom

Key definition

Liability insurance definition

What does Liability insurance mean? Insurance that protects businesses against civil liabilities to third parties, including, in the case of employers’ liability insurance, claims by employees for work-related injury or disease. It is a market term used across multiple legal contexts rather than a single statutory definition, though particular classes are regulated by legislation (notably compulsory employers’ liability). Common forms include public liability, products liability, employers’ liability, professional indemnity and directors’ and officers’ (D&O) liability. Cover typically indemnifies damages, claimant’s costs and defence costs, subject to an indemnity limit, excess and standard exclusions (for example, deliberate acts, assumed contractual liabilities and pollution unless endorsed). Liability policies...

Home Office Questions for UK Start-ups at Workers and Temporary Workers Sponsor Licence Pre-Licence Visits

Published by a LexisNexis Immigration expert

Precedents

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A genuine and trading business?

Nature of business

Outline your business activities and the sector in which you operate...
Do you own, or have connections with, any other enterprises...
How was the initial finance obtained...
Have you begun trading; if yes, from when...
What is the estimated annual turnover...
What was the approximate profit in the last financial year...
Do you have revenue projections for the next year and the next five years...
Do you expect the business to grow; if so, by how much...
How do you currently, or intend to, generate business...
If a company, is it registered at Companies House; if so, state the number...
Is the business registered with HM Revenue & Customs for tax and VAT, and can you evidence this...
If your activities are regulated or inspected, name the relevant body and your registration number...

Premises

Where are your Employer’s Liability insurance and Health and Safety certificates held...
Do you possess a copy of the lease agreement...

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Web page updated on 22/05/2026

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