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United Kingdom
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Key definition
Renewal definition

What does Renewal mean? Renewal describes, in insurance practice, the continuation of cover for a further period (often 12 months) at the renewal date or policy anniversary, usually by agreeing to pay the renewal premium on the terms set out in the renewal invitation or policy conditions. It is a descriptive contractual concept rather than a term defined uniformly by statute or case law, and usage is broadly consistent across England & Wales, Scotland, Northern Ireland and Ireland. In life assurance, renewal commonly refers to the annual policy anniversary at which renewal premiums fall due and, depending on the policy wording, the policyholder may vary...

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Post-expiry advance rent invoices in renewal claims: payment and refunds on determination or discontinuance

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Q&As
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Case study

A landlord serves a section 25 notice under the Landlord and Tenant Act 1954 (LTA 1954), ending the lease on the contractual expiry date and contesting any Renewal on ground f. No claim has yet been brought. It is expected, however, that the tenant will start renewal proceedings, without making an Interim rent application. The landlord has issued an invoice for the yearly rent, which the lease stipulates is payable in advance, covering the year commencing on the contractual expiry date...

  • Assume for this Q&A that the tenant does issue proceedings, so the lease carries on beyond the contractual expiry date and the tenant stays in occupation, preserving protection under LTA 1954, Pt II...
  • Further assume the parties remain in discussions about whether the tenant will vacate on the notice expiry, and that the lease requires rent to be paid annually in advance...
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Kate Andrews
Kate Andrews

Kate is a partner in the Property Litigation department at Hamlins LLP and advises on a wide variety of contentious property-related matters. Her main area of practice is contractual and development disputes, including specific performance claims, injunctions, rights to light, insolvency issues, Party Wall Act disputes and the redevelopment of business premises. She also deals with dilapidations, service charges, applications for consent, rent reviews and other landlord and tenant issues. Kate trained with Nabarro, qualifying in 2003. She joined Hamlins as a partner in 2014....

Web page updated on 27/05/2026

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Date [ date ] Parties [ name of Landlord ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Landlord) [ name of Tenant ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Tenant) [ [ name of Guarantor ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Guarantor) ] [ [ name of Mortgagee ] [ of OR incorporated in England and Wales (company registration number [ number ]) with its registered office at ] [ address ] (Mortgagee) ] Definitions Within this Deed, the terms below shall be interpreted as follows: [ Annual Rent • the annual sum reserved under the Lease; ] [ Insurance Rent • the Tenant’s share of the Landlord’s costs of insuring the Property (as set out in the Lease); ] Lease • the lease of the Property dated [ date ], entered into between (1) [ the Landlord OR [ name ...

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