Jurisdiction(s):
United Kingdom

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Key definition

Automatic enrolment definition

What does Automatic enrolment mean? Automatic enrolment describes the employer duty to place eligible workers into a workplace pension without requiring an application, fund statutory minimum contributions, provide prescribed information and operate opt-out and periodic re-enrolment. In England & Wales and Scotland, it is a statutory regime under the Pensions Act 2008 and regulations (mirrored in Northern Ireland by the Pensions (No. 2) Act (Northern Ireland) 2008). Employers must enrol “eligible jobholders” (generally aged 22 to State Pension age, earning at least the annual earnings trigger) into a qualifying scheme that meets quality standards, pay at least the minimum employer contribution (currently 3% of qualifying...

Automatic re-enrolment one month late: backdate contributions?

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Q&As

An employer operating the pension scheme must use the identical procedure to set up active membership for automatic re-enrolment as it would for Automatic enrolment. The employer is required to implement the statutory steps for automatic enrolment so that eligible jobholders are admitted as active members with effect from their automatic re-enrolment date. Where the actions needed to secure active membership occur after the automatic re-enrolment date, that active membership has to be retrospectively applied to that date, and contributions become due and must be paid from that date...

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Web page updated on 27/05/2026

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